
U.S. Payments Evolution 2011-2026
It’s Apple’s 50th anniversary — a fitting occasion to look back at how far payments have come since the iPhone became today’s most popular payments wallet.
I’ve spent the past several weeks reviewing my work in payments and digital assets and remembered the 2012 mobile payment wallet ads I saw at bus stops in Chicago. Google launched the mobile payments wallet. Two years later, the Square software that ran on Apple hardware solidified a new era in U.S. payments.
Today I created an interactive timeline of U.S. payments evolution from 2011 to 2026. It covers every major development I’ve tracked across 15 years of fintech coverage and marketing — from mobile payments to crypto stablecoins.
Explore the U.S. Payments Evolution Timeline →

