As the FinTech industry strides through 2024, it finds itself at the heart of a technological revolution with Artificial Intelligence (AI) beginning to stand out as one of the drivers on the charge. This era of innovation is remapping the contours of financial services, making operations more efficient, enhancing security measures, and personalizing customer experiences. The … [Read more...] about AI Unleashed: Remapping Fintech’s Future
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Exploring the Future of Payments with Richie Serna, CEO, Finix Payments
Richie Serna, CEO of Finix Payments, has had a front-seat view of the rise of FinTech payments. In a conversation with Collin Canright, Richie talked about His on-the-job education in payments integration. The influence of his immigrant parents and how Finix got its name. Competition with FinTech payments leader Stripe. The history of payments distribution. The … [Read more...] about Exploring the Future of Payments with Richie Serna, CEO, Finix Payments
Embracing the Future of Faster Payments
The digital era continues to redefine industries, propelling the payment sector to the forefront of this transformation. Both consumers and businesses, driven by the pressing need for speed and convenience, have been gravitating towards faster and real-time payment mechanisms. Same Day ACH: Meeting the Urgency As an embodiment of this demand for swiftness, the growth of Same … [Read more...] about Embracing the Future of Faster Payments
Digital Assets: Today’s Landscape, Tomorrow’s Potential
As finance has firmly entered the digital era, the concept of value has started to transcend formerly physical boundaries, manifesting in forms no one could have foreseen even just a decade ago. Today, the term digital assets doesn't simply refer to highly speculative cryptocurrencies or NFTs—the ecosystem has expanded dramatically to encapsulate a much wider range of purposes … [Read more...] about Digital Assets: Today’s Landscape, Tomorrow’s Potential
Real-Time Payments: Complex, but Crucial
Real-time payments, also known as instant payments, promise faster processing times and improved security compared to traditional methods. Despite its potential benefits, its impact on the finance industry remains an area of concern that requires real planning. Understanding the current state of real-time payments and analysis of its future potential and challenges is critical … [Read more...] about Real-Time Payments: Complex, but Crucial
Could FinTechs Bridge the Inclusion Gap?
The problem of inequity for minority communities in America has many faces, with access to financial services still lagging concerningly behind. Black and Latinx households make up more than 60% of the nation’s unbanked, and nearly half of underbanked households, according to FDIC surveys. Efforts to foster greater inclusivity provided a focal point to the recent Washington … [Read more...] about Could FinTechs Bridge the Inclusion Gap?