In an interview with Collin Canright, Emmanuel Daniel, founder of The Asian Banker and author of The Great Transition: The Personalization of Finance is Here, shares his insights on the evolving FinTech industry. We discuss the significant trends shaping the future of finance, focusing particularly on the challenges and opportunities in the sector. The State of FinTech … [Read more...] about The Global FinTech Landscape: Insights from Emmanuel Daniel
Regulation
The Capital One-Discover Merger and Its Implications
This week, we turn our attention to the unfolding Capital One-Discover merger, a potential game-changer in the credit card landscape. As this deal progresses, it promises to reshape competition, regulation, and the broader fintech ecosystem. Here’s a breakdown of the key insights: Competitive Dynamics in Play The merger is poised to disrupt the Visa-MasterCard duopoly by … [Read more...] about The Capital One-Discover Merger and Its Implications
Chainlink & Decentralized Finance
Chainlink launched in 2019 as the first to market a decentralized oracle network. Since then, it has become the de-facto standard in how DeFi & smart contracts interact with the real world. By building a framework for decentralized oracle networks, Chainlink empowers hybrid smart contracts for expansive use by providing a secure foundation for connecting oracle data with … [Read more...] about Chainlink & Decentralized Finance
Cryptocurrency & ISO 2022 Compliance
When discussing cryptocurrency, the Achilles’ heel for financial institutions and the banking industry is regulatory compliance. ISO 20022 is an internationally recognized standard, developed and maintained by the International Organization for Standards (ISO), for financial industry messaging in payments, securities, trader services, cards, and foreign exchange domains. The … [Read more...] about Cryptocurrency & ISO 2022 Compliance
A Focus on the Fed’s Digital Dollar Plans
The Fed’s announcement of a tentative look at the potential benefits of adopting a true digital U.S. dollar continue to have an outsize impact on fintech and the financial industry in general. Despite concerns, such a step would represent a truly seismic shift in the way the world does business, and the steps they take bear a lot of scrutiny in the months and years to … [Read more...] about A Focus on the Fed’s Digital Dollar Plans
The Future of Digital Assets: Not a Zero-Sum Game
Blockchain technology and digital assets rose to new heights in 2021; with a record $30 billion in investments, interest in this sector of FinTech has never been stronger. But what's happening with all that money? That was the subject of 1871's recent Tech Talk: Digital Assets and Cryptocurrency: A Breakout Year, with experts weighing in on where developments in digital assets … [Read more...] about The Future of Digital Assets: Not a Zero-Sum Game