FINTECH ARTICLES OF THE WEEK 05/8/17 Financial regulators leave a lot to speculation in their public speeches. They leave clues and indicators but, knowing market participants are eager for early policy indications, they are careful not to say much. This came to mind in the last week after reflecting on talks by two of the top financial regulators in the United States who … [Read more...] about Regulatory Riddles
Regulation
FinTech Markets
FINTECH ARTICLES OF THE WEEK 04/24/17 The U.S. General Accounting Office (GAO) published a comprehensive report on FinTech regulation (PDF) in the United States across the primary FinTech market segments: payments, lending, wealth management, and cryptofinance. Missing is the capital markets segment, though the Commodity Futures Trading Commission (CFTC) is nearing completion … [Read more...] about FinTech Markets
Regulatory Trumps
FINTECH ARTICLES OF THE WEEK 3/20/2017 The U.S. Office of the Comptroller of the Currency made its next move to create federal charters for FinTech firms, with publication last week of a draft licensing manual for applicants. "Consistent with previous OCC statements and papers, the manual makes clear that the special-purpose charters will be subject to all applicable banking … [Read more...] about Regulatory Trumps
Regulation Innovation
The differences in approach to FinTech regulation in the United States, the United Kingdom, and the European Union The tension between innovation and regulation and the need for clear guidelines tightened last week in the United States. Two officials from agencies that regulate U.S. financial institutions moved their financial-technology regulatory agendas forward in an … [Read more...] about Regulation Innovation
Financial Tensions
FINTECH ARTICLES OF THE WEEK 11/27/2016 In the wake of the election of Donald Trump, the Brexit vote, and the uncertainly surrounding financial regulation, tensions are certain to escalate on both sides of the Atlantic. Trump will struggle to balance a desire to deregulation with promises to maintain jobs. Banks will find plenty of tension in technology transformation. … [Read more...] about Financial Tensions
THE BLOCKCHAIN WATCH 10/16/16
Bitcoin searches for itself As more transactions are done using bitcoin, the flood of traffic on the network has lead to problems. As author and New York Times reporter Nathaniel Popper explained in a Techcrunch video, there’s a lack of consensus as to how to handle the sudden growth. Poland takes positive approach to bitcoin and blockchain regulation When the Polish … [Read more...] about THE BLOCKCHAIN WATCH 10/16/16