FinTech Rising

Reports at the intersection of money, banking, securities, and payments with digital technologies

Technology

Toward Connected Finance

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This post grew out of watching demos at Finovate Fall 2023, in New York. Given that 2023 is the year of AI, it was no surprise that AI played some role in most of the demos and many of the panels.  The main essence I noticed in the demos was their focus on applications that connect to banks to supplement their clients' financial needs. Many of the FinTech firms seek to … [Read more...] about Toward Connected Finance

The Evolution of Payment Systems: Bridging the Gap Between Technology and User Engagement

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A panel of payment industry experts recently convened to discuss the significant shifts occurring as businesses of all sizes adopt technology like faster payment methods, such as automated clearing house (ACH) and real-time (or instant) payments. These advances aim to transform transaction speeds and address the varied strategic demands of the financial sector's … [Read more...] about The Evolution of Payment Systems: Bridging the Gap Between Technology and User Engagement

Cryptofinance Reports I’d Like to Read

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I'd like to read them all, but not now. These are some of the reports I've put aside over the last few weeks to refer to when "I have more time" or the need arises. Feel free to add your contributions in the comments. Research Reports On-chain Foreign Exchange and Cross-border Payments https://lnkd.in/gHheAT9B A study of the use of distributed ledger technologies in the … [Read more...] about Cryptofinance Reports I’d Like to Read

Real-Time Payments: Complex, but Crucial

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Real-time payments, also known as instant payments, promise faster processing times and improved security compared to traditional methods. Despite its potential benefits, its impact on the finance industry remains an area of concern that requires real planning. Understanding the current state of real-time payments and analysis of its future potential and challenges is critical … [Read more...] about Real-Time Payments: Complex, but Crucial

Architecting The Future of Digital Assets in Banking

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As major financial institutions continue wading into the digital waters of the future of currency, they're faced with questions that crypto, in many ways, has never really had to answer. What makes digital assets a currency?  What makes stablecoins stable? Stablecoins are an increasingly important plank in the cryptosystem - greasing the wheels of the system and providing an … [Read more...] about Architecting The Future of Digital Assets in Banking