The payments industry is currently undergoing a once-in-a-generation change in infrastructure, as use cases increasingly shift towards the promise of faster, or even instant, payments settlement. Progress has been ongoing for years, but the reality of the global pandemic drove the reasons for innovation to the forefront of the minds of many in businesses from small to large … [Read more...] about Are Businesses Ready for Faster Payments?
In a recent conversation on crypto and NFTs, the inevitable question came up: what's this stuff worth? It's a link on a blockchain, after all. Yet NFTs are shaking up the art world, raising questions of artistic aesthetics and investment values. Artists can benefit both economically and legally. I covered the economic and legal aspects of NFTs in How Misuse of a Technical … [Read more...] about NFTs (Part2): Is It Art and What’s It Worth?
The record-setting price of bitcoin this week, driven by the launch of the first U.S. bitcoin exchange-traded fund (ETF) – the most successful ETF launch in history – may support one of the year's other major FinTech stories: the rise of NFTs. The bitcoin EFT makes it possible for investors to buy exposure to the future price of bitcoin without purchasing either the futures … [Read more...] about NFTs (Part 1): How Misuse of a Technical Term Obscures an Economic and Legal Function
Could stablecoin be an idea whose time has arrived? The industry remains niche in terms of overall value, but as more competitors test the ground to enter the field - including large central banks in some countries like Sweden - the conversation has rapidly developed into what could be suggested to be an inevitability. Stablecoins - in this case, cryptocurrency tied directly … [Read more...] about Stablecoin: A Faster Future?
Our Week in FinTech columns for September covered themes of trends here to stay: ESG investing and the constantly-evolving face of cryptocurrency. Sustainable investing continues to be a major theme in the markets, and looks more and more like a model that all advisors need to learn inside and out to continue to play a significant role going forward. People want to know … [Read more...] about September FinTech in Review: ESG and the Evolving Shape of Crypto
Many investors may never have heard the term ESG, but in terms of what it stands for, it’s exactly what an overwhelming number of them are looking for from their portfolios. It’s more than just the latest FinTech trend – in fact, it’s been around for decades, under a variety of names from Socially Responsible Investing in the 90s to a host of others, but behind all the jargon … [Read more...] about ESGs: Investing with Impact