FinTech investments surpassed every year prior in 2021 – $131.5 billion. That’s more than double 2020’s final tally, and 2020 had already set records for that year. It is safe to say that FinTech’s moment has arrived. The digital transformation of finance hit a transition point to become an integral part of business as usual for financial services across the board. In … [Read more...] about FinTech Forecast 2022
FinTech Trends
How will FinTech Evolve in 2022?
Usually, we like to offer you the latest insights on what’s going on in the frontiers of FinTech. But today, we’d like to ask you for your insights — what are the biggest trends of the moment? What FinTech trends do you think will have the greatest influence on the evolution of financial services in 2022? Take our 3 minute 2022 FinTech Trends Survey! … [Read more...] about How will FinTech Evolve in 2022?
November FinTech in Review: FinTech Questions
Developments in faster payments, digital assets, and technical interfaces raise questions. Businesses wonder about how to adopt them and at what cost. Investors wonder how to profit from them. And regulators wonder how to keep them safe and conder control. We covered some of those competing agendas this month in the articles linked below. For a consumer-oriented view and … [Read more...] about November FinTech in Review: FinTech Questions
Are Businesses Ready for Faster Payments?
The payments industry is currently undergoing a once-in-a-generation change in infrastructure, as use cases increasingly shift towards the promise of faster, or even instant, payments settlement. Progress has been ongoing for years, but the reality of the global pandemic drove the reasons for innovation to the forefront of the minds of many in businesses from small to large … [Read more...] about Are Businesses Ready for Faster Payments?
NFTs (Part2): Is It Art and What’s It Worth?
In a recent conversation on crypto and NFTs, the inevitable question came up: what's this stuff worth? It's a link on a blockchain, after all. Yet NFTs are shaking up the art world, raising questions of artistic aesthetics and investment values. Artists can benefit both economically and legally. I covered the economic and legal aspects of NFTs in How Misuse of a Technical … [Read more...] about NFTs (Part2): Is It Art and What’s It Worth?
NFTs (Part 1): How Misuse of a Technical Term Obscures an Economic and Legal Function
The record-setting price of bitcoin this week, driven by the launch of the first U.S. bitcoin exchange-traded fund (ETF) – the most successful ETF launch in history – may support one of the year's other major FinTech stories: the rise of NFTs. The bitcoin EFT makes it possible for investors to buy exposure to the future price of bitcoin without purchasing either the futures … [Read more...] about NFTs (Part 1): How Misuse of a Technical Term Obscures an Economic and Legal Function