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Field Guide v1.1 Page updated 2026-10-12 Page history · Release notes

Institutions & Regulators

115 organizations. Banks, central banks, supervisors, standards bodies, industry associations, multilateral institutions, and market infrastructure operators. These entries list dated actions rather than descriptions. Sorted A–Z. Each entry records where it is named in the Field Guide.

ABANCA

Category: Bank · Region: EU

  • July 9, 2026 — completed Spain’s first multibank tokenized-deposit proof of concept with Cecabank, Ibercaja, Kutxabank, and Unicaja, testing interbank transfers on ioBuilders’ Asseto platform (Cecabank)
  • 2024 — ran a tokenized bond proof of concept developed with the Banco de España, the precursor to the 2026 multibank deposit test (ABANCA)

News: https://comunicacion.abanca.com/es/noticias/
Related: ABANCA tokenized-deposit proof of concept · Cecabank release on the multibank test
Named in: Digest, July 10, 2026

American Bankers Association (ABA)

Category: Industry Association · Region: US

  • September 2026 — joined the ICBA and 77 state and regional banking groups in a letter asking Senate leaders to tighten the CLARITY Act ban on stablecoin yield (ABA)
  • July 2026 — with the ICBA and 76 state associations, urged the Senate to replace the Section 404 “functional and economic equivalent” standard with “substantially similar” (ABA Banking Journal)

News: https://www.aba.com/about-us/press-room/press-releases
Related: ABA press releases · Joint letter on CLARITY Act stablecoin provisions
Named in: Digest, Sept. 14, 2026

American Institute of Certified Public Accountants (AICPA)

Category: Accounting Standards Body · Region: US

  • August 2026 — with the Center for Audit Quality, urged the OCC and FDIC to require AICPA attestation standards, including AT-C Section 205, for monthly stablecoin reserve examinations under the GENIUS Act (Thomson Reuters)
  • August 2026 — published its currently effective attestation standards listing, the SSAE No. 18 codification under which point-in-time reserve attestations are performed (AICPA)

News: https://us.aicpa.org/press
Related: AICPA attestation standards currently effective · AICPA & CIMA press center
Named in: Institutional Reserve Disclosures

Avalanche Payments Collective

Category: Industry Consortium · Region: Global

  • June 18, 2026 — launched with 28 member organizations, among them Franklin Templeton, VanEck, Paxos, WisdomTree, Kraken, and the Wyoming Stable Token Commission, covering settlement, stablecoin issuance, and cross-border payouts (Crypto Briefing)
  • April 2026 — member Tassat migrated its Lynq settlement network to a dedicated Avalanche Layer 1, carrying more than $2.5 trillion in transaction history (Crypto Briefing)

News: https://www.avax.network/blog
Related: Avalanche blog
Named in: Digest, June 19, 2026

Banco Central do Brasil

Category: Central Bank · Region: Brazil

  • September 3, 2026 — confirmed a preliminary study with the ECB on linking Pix to TARGET Instant Payment Settlement, the first cross-border extension of Pix, with a pilot possible in 2028 (Reuters)
  • May 4, 2026 — capital-market and cross-border reporting obligations began for licensed virtual-asset service providers under Resolutions 519, 520, and 521 (Cointelegraph)
  • February 2, 2026 — Resolution 521 took effect, treating stablecoin purchases, sales, and international transfers as foreign-exchange operations and capping transfers to unlicensed foreign counterparties at $100,000 (Cointelegraph)
  • November 11, 2025 — announced the SPSAV licensing regime bringing crypto brokers, custodians, and intermediaries under banking-style consumer protection and AML supervision (Cointelegraph)
  • March 14, 2025 — published the 73-page Drex Pilot Phase 1 report covering July 2023 to October 2024 tests of privacy, programmability, and delivery-versus-payment for a federal bond (Banco Central do Brasil)
  • February 26, 2025 — said it would add no new Drex Phase 2 cases for the time being while 13 financial services are tested through participant smart contracts (Banco Central do Brasil)

News: https://www.bcb.gov.br/en/pressdetail
Related: Drex — Digital Brazilian Real · Piloto Drex · Drex Pilot Phase 1 report
Named in: GENIUS Act & Regulatory Framework, Digest, Sept. 4, 2026

Bank for International Settlements (BIS)

Category: Multilateral Institution · Region: Global

  • August 28, 2026 — General Manager Pablo Hernández de Cos told the Jackson Hole symposium stablecoins do not yet uphold singleness, interoperability, and integrity, concluding tokenized deposits should carry day-to-day payments and wholesale settlement (BIS)
  • July 30, 2026 — global banks settled roughly $1 million of cross-border payments in a BIS-led pilot using tokenized central-bank money and tokenized commercial-bank deposits (CoinDesk)
  • May 27, 2026 — published the Project Agorá report with the IIF, showing atomic multi-currency settlement of tokenized reserves and tokenized deposits across seven jurisdictions, with real-value testing to follow (BIS)
  • May 12, 2026 — its Innovation Hub London Centre and the Bank of England reported on the DLT Innovation Challenge, covering settlement finality, scalability, asset control, and interoperability (Bank of England)
  • 2026 — convenes Project Agorá with the IIF, seven central banks including the Bank of England and the Federal Reserve Bank of New York, and more than 40 private financial institutions, with the Bank of Canada joining (BIS)

News: https://www.bis.org/press/pressrels.htm
Related: Project Agorá · Jackson Hole speech on stablecoins and tokenized deposits · BIS press releases
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, What the Research Reports Show, Digest, Aug. 31, 2026, Digest, July 31, 2026 + 3 more

Bank of America

Category: Global Systemically Important Bank · Region: US

  • September 1, 2026 — named among 21 institutions, with Goldman Sachs, Citi, and Deutsche Bank, planning a jointly owned company to issue a dollar-pegged stablecoin in the first half of 2027, with G7 currencies to follow (Reuters)
  • June 16, 2026 — as an owner of Early Warning Services, backed ZelleUSD (ZLUSD), a dollar-backed stablecoin for cross-border transfers starting with India (CoinsPaid Media)
  • June 2026 — joined The Clearing House bank-led initiative for on-chain clearing and settlement of tokenized commercial-bank deposits connected to RTP and CHIPS (The Clearing House)
  • August 2025 — participated in weekend U.S. Treasury repo financing on the Canton Network, with DTCC-held Treasuries tokenized as collateral for USDC-backed financing executed on Tradeweb (CoinDesk)
  • February 26, 2025 — CEO Brian Moynihan said the bank would issue a fully dollar-backed stablecoin, convertible with deposits, once U.S. legislation permitted it (CoinDesk)

News: https://newsroom.bankofamerica.com/
Related: Bank of America newsroom · The Clearing House bank-led on-chain money initiative · Canton Network 24/7 Treasury financing
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, Bank Readiness, Digest, Sept. 14, 2026, Digest, Aug. 31, 2026 + 2 more

Bank of England

Category: Central Bank · Region: UK

  • June 22, 2026 — published the policy statement Sterling-denominated systemic stablecoins and a draft Code of Practice, raising the government-debt share of backing to 70% and setting a £40 billion per-product issuance guardrail in place of holding limits (Bank of England)
  • May 2026 — launched the Synchronisation Lab with 18 selected organisations testing conditional RTGS settlement against external ledgers, including delivery versus payment for tokenised securities (Bank of England)
  • May 12, 2026 — published the DLT Innovation Challenge report with the BIS Innovation Hub London Centre on settlement finality, scalability, asset control, and interoperability (Bank of England)
  • March 4, 2026 — published a progress update on the digital pound design phase, which concludes in 2026, following Phase 1 Digital Pound Lab work with four vendor groups (Bank of England)
  • November 2025 — consulted on a 60/40 backing split with £20,000 individual and £10 million business holding limits for systemic stablecoin issuers (Bank of England)
  • 2025 — launched the Wholesale Experiments Programme testing central bank money settlement for tokenisation, FX, and securities, targeting live synchronisation capability in 2028 (Bank of England)

News: https://www.bankofengland.co.uk/news
Related: Sterling-denominated systemic stablecoins policy statement · Wholesale experiments programme · Digital pound design phase progress update
Named in: Solution Viability Research, What the Research Reports Show, GENIUS Act & Regulatory Framework, Digest, June 19, 2026

Bank Policy Institute (BPI)

Category: Industry Association · Region: US

  • August 21, 2026 — with The Clearing House Association, commented on the FinCEN customer identification program proposal for permitted payment stablecoin issuers, seeking clarity on secondary-market intermediaries and redemption (BPI)
  • June 2026 — told Treasury that state stablecoin regulation must match the federal GENIUS Act oversight regime (BPI)
  • May 1, 2026 — filed with the Consumer Bankers Association and Financial Services Forum urging broader stablecoin definitions and “same risk, same regulation” in the OCC GENIUS Act implementation rule (BPI)

News: https://bpi.com/
Related: BPI comment on FinCEN stablecoin issuer CIP proposal · BPI on OCC GENIUS Act implementation
Named in: Digest, June 12, 2026, Digest, May 8, 2026

BankChain Alliance

Category: Industry Association · Region: US

  • August 25, 2026 — 39 state bankers associations representing 3,283 banks and $21.8 trillion in assets formed the alliance, targeting a 2027 network launch for tokenized deposits, stablecoins, and automated settlement (The Defiant)
  • August 25, 2026 — completed the first phase of its technology-partner RFP, named Kathy Kraninger interim chair, and opened ownership to banks nationwide (Texas Bankers Association)

News: https://www.bankchainalliance.com/
Related: BankChain Alliance · Texas Bankers Association announcement
Named in: Digest, Aug. 31, 2026

Basel Committee on Banking Supervision

Category: Standards Body · Region: Global

  • January 1, 2026 — SCO60, Cryptoasset exposures, took effect, setting Group 1 and Group 2 prudential treatment for bank cryptoasset exposures across credit, market, liquidity, and leverage requirements (BIS)
  • November 27, 2024 — issued the last update to SCO60 ahead of its in-force date (BIS)
  • June 30, 2022 — published its second consultation on the prudential treatment of cryptoasset exposures, covering tokenised traditional assets, stablecoins, and unbacked cryptoassets (BIS)

News: https://www.bis.org/bcbs/index.htm
Related: SCO60 Cryptoasset exposures · Basel Committee overview
Named in: GENIUS Act & Regulatory Framework, Institutional Reserve Disclosures

BMO (Bank of Montreal)

Category: Bank · Region: Canada

  • March 24, 2026 — announced with CME Group and Google Cloud plans for 24/7 tokenized cash on CME’s permissioned network via Google Cloud Universal Ledger, plus tokenized deposits for B2B payments and treasury movements (BMO)
  • June 2026 — joined The Clearing House bank-led initiative for on-chain clearing and settlement of tokenized deposits linked to RTP and CHIPS (The Clearing House)

News: https://newsroom.bmo.com/
Related: BMO tokenized cash and deposit platform release · The Clearing House bank-led on-chain money initiative
Named in: Digest, June 5, 2026

BNP Paribas

Category: Bank · Region: EU

  • July 15, 2026 — named among more than 30 firms in DTCC’s first live production trades of DTC-tokenized assets on HyperLedger Besu and Canton (Business Wire)
  • July 9, 2026 — one of 17 banks preparing live pilots on Swift’s blockchain ledger for 24/7 cross-border payments in tokenised deposits (Swift)

News: https://group.bnpparibas/en/press-release
Related: Swift blockchain ledger pilot · DTCC tokenized production trades
Named in: Digest, July 10, 2026

BNY (BNY LiquidityDirect)

Category: Banking / Custody · Region: US

Global custodian, tri-party repo agent, and institutional platform operator. Hosts tokenized fund shares including the Northern Trust NIF Treasury Instruments tokenized share class via BNY LiquidityDirect. Operates as a critical node in the tokenized repo and institutional liquidity ecosystem alongside Broadridge DLR, JPMorgan Kinexys, and the Canton Network. One of four major custodians (alongside State Street, Goldman Sachs, and Fidelity) building the institutional reserve infrastructure the GENIUS Act framework requires for stablecoin issuers.

News: https://www.bny.com/corporate/global/en/newsroom.html
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, What the Research Reports Show, Digest, Aug. 7, 2026, Digest, July 31, 2026 + 7 more

CACEIS

Category: Custodian Bank · Region: EU

  • July 1, 2026 — issued EURXT for Crédit Agricole, a MiCA-compliant euro electronic money token deployed as an ERC-20 on Ethereum and backed 1:1 by euro cash on CACEIS Bank’s balance sheet (CACEIS)
  • July 1, 2026 — used an initial EURXT issuance to settle the first European subscription into Amundi’s tokenised Luxembourg-domiciled UCITS money market fund (CACEIS)

News: https://www.caceis.com/whats-new/press-releases
Related: EURXT launch release · CACEIS press releases
Named in: Digest, July 10, 2026

Cecabank

Category: Bank · Region: EU

  • July 28, 2026 — joined RL1 as a founding member, extending its position in European digital-asset infrastructure (Cecabank)
  • July 9, 2026 — orchestrated Spain’s first multibank tokenized-deposit proof of concept with ABANCA, Ibercaja, Kutxabank, and Unicaja, using a Cecabank account structure for instant settlement synchronised with ioBuilders’ Asseto platform (Cecabank)

News: https://www.cecabank.es/eng/cecabank-al-dia/notas-de-prensa/
Related: Multibank tokenized-deposit release · Cecabank press releases
Named in: Digest, July 10, 2026

Central Bank of the UAE

Category: Central Bank · Region: UAE

  • September 2026 — licenses DDSC, the dirham-backed token used in the UAE in-store retail payment pilot, under its Payment Token Services Regulation (crypto.news)
  • January 7, 2026 — granted RAKBANK in-principle approval to issue an AED-backed stablecoin under the Payment Token Services Regulation (Yahoo Finance)
  • November 13, 2025 — approved Zand Bank’s Zand AED and delayed the Digital Dirham retail launch that had been targeted for the fourth quarter of 2025 (Yahoo Finance)
  • July 31, 2025 — published a progress report on the Digital Dirham covering its issuance platform, wallet, cross-border application, and a real-value retail pilot under the FIT programme (Central Bank of the UAE)
  • October 2024 — approved AED Stablecoin LLC’s AE Coin, the first dirham-backed payment token cleared under the regulation (Yahoo Finance)
  • August 21, 2024 — brought Payment Token Services Regulation C 2/2024 into force, licensing dirham payment token issuance, conversion, and custody, prohibiting algorithmic stablecoins, with a one-year transition (CBUAE Rulebook)

News: https://www.centralbank.ae/en/news-and-publications/
Related: Payment Token Services Regulation · Digital Dirham progress report · CBUAE news and insights
Named in: GENIUS Act & Regulatory Framework, Digest, Sept. 14, 2026

CHIPS

Category: Market Infrastructure — Wholesale Payments · Region: US

  • June 2026 — named as a settlement rail in The Clearing House bank-led initiative connecting on-chain tokenized deposit activity to CHIPS and RTP (The Clearing House)
  • 2026 — operates high-value U.S. dollar wire settlement on multilateral netting, which the Field Guide records at roughly a 29:1 liquidity efficiency ratio against 1:1 stablecoin reserve backing (The Clearing House)

News: https://www.theclearinghouse.org/payment-systems/chips
Related: CHIPS high-value USD payments · The Clearing House bank-led on-chain money initiative
Named in: GENIUS Act & Regulatory Framework

Citibank (Token Services)

Category: Banking · Region: US

Global transaction bank. Citi Token Services enables 24/7 cross-border liquidity for corporate clients using tokenized deposits on a permissioned ledger. Targets the intracompany cash transfer use case — moving institutional cash with atomic finality across borders on weekends and bank holidays, when Fedwire and SWIFT are unavailable. Citi Ventures is also an investor in BVNK. As of June 2026, Citibank is one of five major banks (alongside JPMorgan, Bank of America, BNY, and Wells Fargo) planning to build a shared tokenized deposit network through The Clearing House, targeting a first-half 2027 launch.

News: https://www.citigroup.com/global/en/about-citi/newsroom.html
Named in: What the Research Reports Show, Stablecoin Timeline, Digest, Sept. 14, 2026, Digest, Aug. 31, 2026 + 4 more

Citizens

Category: Bank · Region: US

  • July 27, 2026 — described a digital-asset program across compliance, capital markets, treasury, and payments covering cross-border payments, stablecoin payouts, and wallets, with corporate client products planned for 2027 (American Banker)
  • 2026 — joined Open Standard’s Open USD stablecoin as one of nearly a dozen U.S. bank partners (American Banker)
  • June 2026 — joined The Clearing House bank-led initiative for on-chain clearing and settlement of tokenized commercial-bank deposits (The Clearing House)

News: https://investor.citizensbank.com/about-us/newsroom.aspx
Related: Citizens newsroom · The Clearing House bank-led on-chain money initiative
Named in: Digest, June 5, 2026

Citizens Bank of Edmond

Category: Community Bank · Region: US

  • September 10, 2026 — chairman, president and CEO Jill Castilla was named in Coinbase and Moov’s community-bank stablecoin partnership, citing small-business demand for lower interchange costs and faster settlement (CNBC)

News: https://mycitizens.bank/
Related: Citizens Bank of Edmond · Coinbase and Moov community-bank stablecoin partnership
Named in: Digest, Sept. 14, 2026

The Clearing House

Category: Market Infrastructure / RTP Operator · Region: US

  • August 2026 — RTP network averaged $6.6 billion in daily value across more than 1,357 participating institutions, after 142 million transactions worth $576 billion in the second quarter (The Clearing House)
  • June 5, 2026 — announced it will operate on-chain clearing and settlement of tokenised commercial bank deposits for 17 banks, connecting blockchain activity to the RTP and CHIPS networks (The Clearing House)
  • May 1, 2026 — RTP network set single-day records of 2.27 million transactions worth $8.62 billion, with instant tax refund disbursements up 78% year over year (The Clearing House)
  • 2025 — raised the RTP network transaction limit to $10 million, supporting business-to-business payments, gig-economy payouts, account-to-account transfers, and digital wallet funding (The Clearing House)

News: https://www.theclearinghouse.org/payment-systems/articles
Related: RTP network page · Bank-led on-chain money initiative
Named in: Digest, Sept. 4, 2026, Digest, Aug. 31, 2026 + 3 more

Clearstream

Category: Market Infrastructure — Securities Settlement · Region: EU

  • June 29, 2026 — settled the EIB’s first DLT-native euro commercial paper, EUR 77.5 million over 10 business days, on its D7 platform, with DekaBank and Eurex Clearing mobilising it as Bundesbank collateral through triparty and ECMS (Clearstream)
  • June 11, 2026 — announced a hybrid digital securities infrastructure covering issuance, settlement, custody, and collateral reuse for traditional securities, crypto assets, stablecoins, and security tokens, launching in stages across 2026 and 2027 (Clearstream)

News: https://www.clearstream.com/clearstream-en/newsroom
Related: Next-generation digital securities infrastructure · EIB DLT-native commercial paper on D7
Named in: Production & Pilot Maturity Matrix, Solution Viability Research

CME Group

Category: Market Infrastructure — Derivatives Exchange · Region: US

  • July 15, 2026 — participated in DTCC’s first live production trades using DTC-tokenized assets, covering collateral pledge, repo, and CCP margin workflows (Business Wire)
  • June 1, 2026 — reported 24/7 cryptocurrency futures and options trading live since May 29, with more than 7,200 contracts and about $50 million notional in the first weekend, and added Bitcoin Volatility futures (CME Group)
  • March 24, 2026 — announced with BMO and Google Cloud that tokenized cash will run on its permissioned network via Google Cloud Universal Ledger for margin, collateral, and settlement in the second half of 2026 (BMO)
  • February 19, 2026 — set May 29 for continuous crypto derivatives trading on CME Globex and reported 2025 crypto notional volume of $3 trillion with year-to-date ADV of 407,200 contracts, up 46% (CME Group)

News: https://www.cmegroup.com/media-room.html
Related: CME Group cryptocurrency markets · 24/7 crypto futures and options launch · CME Group media room
Named in: Digest, July 17, 2026

Commodity Futures Trading Commission (CFTC)

Category: Derivatives Regulator · Region: US

  • September 2026 — under revised CLARITY Act text, would take registration of anyone controlling or able to materially alter a non-decentralized finance trading protocol (CLARITY Act text)
  • December 8, 2025 — announced the Digital Assets Pilot Program for Tokenized Collateral in Derivatives Markets and a no-action position letting FCMs accept payment stablecoins as customer margin, starting with bitcoin, ether, and USDC (CFTC)
  • September 23, 2025 — launched the Tokenized Collateral and Stablecoins Initiative, seeking public feedback through October 20 on stablecoins as derivatives collateral (CFTC)
  • August 1, 2025 — announced a crypto sprint implementing the President’s Working Group on Digital Asset Markets recommendations (CFTC)

News: https://www.cftc.gov/PressRoom/PressReleases
Related: Tokenized Collateral and Stablecoins Initiative · Digital Assets Pilot Program for tokenized collateral · CFTC press releases
Named in: GENIUS Act & Regulatory Framework, Digest, Sept. 14, 2026, Digest, July 31, 2026

Crédit Agricole

Category: Bank · Region: EU

  • July 1, 2026 — launched EURXT, a MiCA-compliant euro electronic money token issued by CACEIS on Ethereum under its ACT 2028 plan, backed 1:1 by euro cash (CACEIS)
  • July 1, 2026 — settled the first European subscription into Amundi’s tokenised UCITS money market fund with EURXT, moving fund units and payment on-chain together (CACEIS)

News: https://pressroom.credit-agricole.com/
Related: EURXT launch release · Crédit Agricole press releases
Named in: Digest, July 10, 2026

Cross River Bank

Category: Bank · Region: US

  • January 11, 2026 — urged the Senate to preserve the GENIUS Act stablecoin yield rules and said its stablecoin infrastructure is built into its real-time core (Cross River)
  • December 16, 2025 — named with Lead Bank as a settlement partner for Visa’s live USDC settlement in the United States, initially on Solana (Visa)

News: https://www.crossriver.com/newsroom
Related: Cross River stablecoin payments · Visa USDC settlement launch
Named in: Production & Pilot Maturity Matrix, Solution Viability Research

DBS Bank

Category: Commercial Bank · Region: Singapore

  • September 5, 2026 — executed a live weekend cross-border U.S. dollar payment with Citi between Singapore and New York using tokenised deposits on the Swift Digital Ledger, completing in minutes (The Business Times)
  • September 2026 — completed the first live domestic Singapore dollar interbank tokenised-deposit transactions with OCBC and UOB (Singapore Business Review)
  • July 9, 2026 — named one of 17 banks set to pioneer tokenised cross-border payments on Swift’s blockchain ledger (Swift)
  • November 11, 2025 — agreed with Kinexys by J.P. Morgan to build an interoperability framework for tokenised deposit transfers across public and permissioned chains, including JPMD on Base (DBS)
  • October 18, 2024 — launched DBS Token Services with Treasury Tokens, Conditional Payments, and Programmable Rewards on its EVM-compatible permissioned blockchain (DBS)

News: https://www.dbs.com/newsroom/default.page
Related: DBS Token Services · DBS and Kinexys tokenised deposit framework · Swift blockchain ledger pilot
Named in: Digest, Sept. 14, 2026, Digest, July 17, 2026

Depository Trust & Clearing Corporation (DTCC)

Category: Market Infrastructure — Clearing & Settlement · Region: US

  • August 5, 2026 — named a founding validator of Circle’s Arc blockchain, with tokenization of DTC-custodied assets on Arc planned from the second half of 2027 (Circle)
  • July 15, 2026 — processed live production trades on DTC-tokenized assets with more than 30 firms across seven transaction types on HyperLedger Besu and Canton, ahead of the DTCC Tokenization Service launch in October 2026 (Business Wire)
  • May 12, 2026 — selected Chainlink’s runtime environment and data standard for pricing, margining, and settlement on its Besu-based Collateral AppChain (CoinDesk)
  • December 17, 2025 — partnered with Digital Asset to tokenize DTC-custodied U.S. Treasuries on the Canton Network using ComposerX, and will co-chair the Canton Foundation with Euroclear (Canton Network)
  • April 2, 2025 — announced a tokenized real-time collateral management platform on the DTCC AppChain, built on Besu with ComposerX, the first demonstration developed on DTCC Digital Launchpad (DTCC)
  • October 2024 — launched DTCC Digital Launchpad, the industry sandbox behind the tokenized collateral platform (DTCC)

News: https://www.dtcc.com/news
Related: DTCC Digital Assets · DTCC Tokenization Service · Tokenized real-time collateral management platform
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, What the Research Reports Show, Digest, Sept. 4, 2026, Digest, Aug. 7, 2026 + 6 more

Deutsche Bank

Category: Global Systemically Important Bank · Region: EU

  • July 2026 — completed a live real-value test transaction on Project Agorá, the BIS and IIF tokenized cross-border payments platform (Deutsche Bank)
  • May 2026 — published Digital Money, a 30-page report putting USD-backed stablecoin supply at $278,373 million against $444 million in euro-backed supply as of April 2026 (Deutsche Bank)
  • September 2025 — conducted its first euro transaction over Partior’s blockchain platform, which it uses for next-generation cross-border settlement of tokenized deposits (Deutsche Bank)
  • July 1, 2025 — AllUnity, its DWS joint venture with Flow Traders and Galaxy, received a BaFin e-money institution licence to issue the EURAU euro stablecoin (AllUnity)
  • June 23, 2025 — published the DAMA 2 digital asset servicing blueprint with Memento Blockchain and Interop Labs, using a zero-knowledge Layer 2 above public Ethereum (Deutsche Bank)

News: https://www.db.com/media/news?language_id=1
Related: Deutsche Bank Corporate Bank digital assets news · Digital Money: stablecoins, tokenised deposits and CBDCs (May 2026)
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, What the Research Reports Show + 4 more

Deutsche Börse Group

Category: Exchange Group / CSD · Region: EU

  • June 29, 2026 — Clearstream’s D7 platform carried the European Investment Bank’s first DLT-native commercial paper, EUR 77.5 million over 10 business days, with Citi as sole dealer (Clearstream)
  • June 11, 2026 — Clearstream set out a hybrid post-trade infrastructure giving clients access to stablecoins, securities tokens and traditional securities in one portfolio (Clearstream)
  • November 4, 2025 — Clearstream launched D7 DLT for CSDR-compliant DLT issuance, built by Deutsche Börse Group on Google Cloud and linked to the 360X trading venue (Clearstream)
  • July 29, 2025 — its Eurex Clearing unit launched the first CCP DLT-enabled collateral mobilization service, with J.P. Morgan executing the first live transaction (Eurex)

News: https://www.deutsche-boerse.com/dbg-en/media/news-stories
Related: Clearstream D7 DLT platform launch · Clearstream next-generation digital securities infrastructure
Named in: Solution Viability Research

Eurex Clearing

Category: Central Counterparty · Region: EU

  • June 29, 2026 — mobilized the European Investment Bank’s DLT-native commercial paper with DekaBank through Clearstream triparty collateral management and the ECMS for Bundesbank financing (Clearstream)
  • July 29, 2025 — became the first CCP to launch a DLT-enabled collateral mobilization service on the HQLA^X ledger; J.P. Morgan moved PGGM collateral to Clearstream Banking S.A. as margin (Eurex)
  • January 23, 2025 — received regulatory non-objection from BaFin for DLT-supported collateral mobilization, with launch planned for the second quarter of 2025 (Eurex)

News: https://www.eurex.com/ec-en/find/news
Related: Eurex Clearing DLT collateral mobilization service · Eurex clearing news and press releases
Named in: Solution Viability Research

Euroclear

Category: Market Infrastructure / ICSD · Region: EU

  • August 21, 2026 — Standard Chartered issued USD 200 million of three-year floating-rate digitally native notes on Euroclear’s D-FMI platform as sole dealer (Asset Servicing Times)
  • June 25, 2026 — agreed with Societe Generale-FORGE to test its MiCA-compliant USDCV stablecoin as the cash leg for dollar commercial paper under the Banque de France Project Pythagore work (Ledger Insights)
  • March 9, 2026 — Citi issued its first digitally native structured note on the D-FMI DLT platform, under English law through Citigroup Global Markets Funding Luxembourg (Citi)

News: https://www.euroclear.com/newsandinsights/en/press.html
Related: Euroclear D-FMI digital financial market infrastructure · Euroclear press releases
Named in: Solution Viability Research

European Banking Authority (EBA)

Category: Financial Supervisor · Region: EU

  • May 13, 2026 — signed a supervisory cooperation and information-sharing memorandum of understanding with the New York State Department of Financial Services covering stablecoin activities (EBA)
  • March 2, 2026 — closed the transition period under its no-action opinion on the interaction of MiCA e-money token rules with payment services requirements (EBA)
  • December 2024 — published its report on tokenised deposits, distinguishing them from e-money tokens under MiCA (EBA)
  • 2026 — supervises issuers of asset-referenced and e-money tokens designated significant under MiCA, with quarterly issuer reporting due 12 May, 11 August, 11 November and 11 February (EBA)

News: https://www.eba.europa.eu/publications-and-media/press-releases
Related: The EBA’s supervisory role under MiCA · EBA–NYDFS stablecoin supervisory MOU
Named in: GENIUS Act & Regulatory Framework, Institutional Reserve Disclosures, Digest, June 5, 2026

European Central Bank (ECB)

Category: Central Bank · Region: EU

  • September 21, 2026 — launched Pontes, the Eurosystem DLT platform settling DLT-based wholesale transactions in central bank money through TARGET Services, with full implementation expected by 2028 (ECB)
  • August 28, 2026 — Executive Board member Isabel Schnabel argued at Jackson Hole that central banks should bring central bank money onto programmable ledgers and that stablecoins cannot replace reserves (ECB)
  • September 3, 2026 — disclosed talks with Brazil’s central bank on linking TARGET Instant Payment Settlement to Pix, with analysis concluding in September 2026 and a pilot possible in 2028 (Reuters)
  • July 17, 2026 — Executive Board member Piero Cipollone warned in a Rome speech that large-scale stablecoin adoption risks draining bank deposits and narrowing bank funding and lending capacity (Stablecoin Beat)
  • April 2026 — reported tokenized assets on public blockchains at EUR 38 billion, up from EUR 7.4 billion at the start of 2024, and set out the Eurosystem tokenization response (ECB)
  • Second half of 2027 — digital euro pilot of 12 months with 36 selected payment service providers, ahead of possible first issuance in 2029 (ECB)

News: https://www.ecb.europa.eu/press/html/index.en.html
Related: Pontes wholesale DLT settlement programme · Digital euro pilot · Schnabel, Central banks on-chain (August 28, 2026)
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, What the Research Reports Show, Digest, Sept. 4, 2026, Digest, Aug. 31, 2026 + 3 more

European Securities and Markets Authority (ESMA)

Category: Securities Regulator · Region: EU

  • July 1, 2026 — as the MiCA transitional period ended, called on unauthorised crypto-asset service providers to wind down, stop onboarding EU clients and halt marketing (ESMA)
  • January 17, 2025 — published guidance with the European Commission directing national authorities to make crypto-asset service providers stop offering non-MiCA-compliant asset-referenced and e-money tokens by the end of the first quarter of 2025 (ESMA)
  • 2025 — issued joint factsheets with the European Banking Authority on crypto lending, borrowing and staking and on decentralised finance (EBA)

News: https://www.esma.europa.eu/press-news/esma-news
Related: ESMA MiCA programme page · ESMA statement on the end of the MiCA transitional period
Named in: GENIUS Act & Regulatory Framework

Federal Deposit Insurance Corporation (FDIC)

Category: Federal Banking Regulator · Region: US

  • July 18, 2026 — was one of six federal agencies that missed the statutory deadline for final GENIUS Act implementing rules, leaving its proposals open with comments closing August 21 (Clearing Post)
  • June 18, 2026 — joined four other federal agencies in a proposed rule requiring permitted payment stablecoin issuers to maintain written customer identification programs (FinCEN)
  • May 22, 2026 — approved a proposed Bank Secrecy Act and sanctions compliance rule for FDIC-supervised permitted payment stablecoin issuers (FDIC)
  • April 7, 2026 — approved a GENIUS Act proposal setting reserve, redemption, capital and risk-management standards, generally requiring redemption within two business days (FDIC)
  • April 7, 2026 — stated in its proposal that deposits held as stablecoin reserves would not be insured to stablecoin holders on a pass-through basis (FDIC)

News: https://www.fdic.gov/news/press-releases
Related: FDIC GENIUS Act proposed rulemaking · FDIC press releases
Named in: GENIUS Act & Regulatory Framework, Institutional Reserve Disclosures, Stablecoin Timeline, Digest, July 17, 2026, Digest, June 19, 2026 + 2 more

Federal Financial Supervisory Authority (BaFin)

Category: Financial Regulator · Region: EU

  • July 1, 2025 — granted AllUnity, the DWS, Flow Traders and Galaxy joint venture, an e-money institution licence, the first German authorisation for a MiCAR-compliant euro stablecoin issuer, enabling the EURAU launch (AllUnity)
  • July 29, 2025 — its non-objection allowed Eurex Clearing to launch the first CCP DLT-enabled collateral mobilization service, with J.P. Morgan executing the first live transaction (Eurex)
  • January 23, 2025 — issued the regulatory non-objection for Eurex Clearing DLT-supported collateral mobilization on the HQLA^X ledger (Eurex)

News: https://www.bafin.de/EN/die-bafin/aktuelles-presse/presse-social-media/pressemitteilungen/pressemitteilungen_node_en.html
Related: BaFin press releases · AllUnity BaFin e-money licence announcement
Named in: GENIUS Act & Regulatory Framework, Stablecoin Timeline

Federal Reserve

Category: Central Bank · Region: US

  • August 28, 2026 — Chair Kevin Warsh used his first Jackson Hole address, at a symposium on financial innovation, to argue that money created by the central bank and by the banking system still matters for monetary policy (Federal Reserve)
  • July 16, 2026 — published proceedings of the Fifth Conference on the International Roles of the U.S. Dollar, held June 22 and 23 with the New York Fed on stablecoins and digital payments (Federal Reserve)
  • June 18, 2026 — joined four other federal agencies in a proposed rule requiring permitted payment stablecoin issuers to maintain written customer identification programs (FinCEN)
  • May 20, 2026 — requested comment on a limited-purpose payment account for clearing and settling payments, without intraday credit, discount window access or interest on balances (Federal Reserve)
  • March 30, 2026 — published a FEDS Note on payment stablecoins and cross-border payments, noting reserve backing in bank deposits, short-term Treasuries or Reserve Bank balances (Federal Reserve)
  • October 21, 2025 — hosted its Payments Innovation Conference at the Board in Washington on the evolving landscape of money and payments (Federal Reserve)

News: https://www.federalreserve.gov/newsevents.htm
Related: Payment account proposal (May 20, 2026) · Payments Innovation Conference · Payment stablecoins and cross-border payments FEDS Note
Named in: Solution Viability Research, What the Research Reports Show, GENIUS Act & Regulatory Framework, Digest, Sept. 4, 2026, Digest, Aug. 31, 2026 + 6 more

Federal Reserve Bank of Kansas City

Category: Reserve Bank · Region: US

  • August 27–29, 2026 — convened its Jackson Hole Economic Policy Symposium on the theme Financial Innovation: Implications for Payments and Policy, naming instant payments, cryptocurrencies and stablecoins (Kansas City Fed)
  • August 22, 2026 — published Darrell Duffie’s symposium paper Tokenized Finance and The Perimeter of Central Banking, reporting $15 billion of tokenized Treasuries against more than $32 trillion outstanding (Kansas City Fed)
  • July 24, 2026 — published Christine Parlour’s symposium paper Stablecoin Risk, covering the GENIUS Act yield prohibition and how tokenized bank deposits differ from stablecoins (Kansas City Fed)
  • August 2026 — the symposium agenda paired the tokenized finance session with ECB discussant Isabel Schnabel and a panel on international experience with payments innovation (Kansas City Fed)

News: https://www.kansascityfed.org/newsroom/
Related: Jackson Hole Economic Policy Symposium 2026 agenda and papers · Duffie, Tokenized Finance and The Perimeter of Central Banking · Parlour, Stablecoin Risk
Named in: Digest, Aug. 31, 2026

Federal Reserve Bank of Richmond

Category: Reserve Bank · Region: US

  • August 2026 — published Economic Brief 26-28, FedNow and the Development of U.S. Fast Payments, comparing U.S. instant payment usage with international systems (Richmond Fed)
  • August 2026 — reported FedNow at 2.73 million transactions and $271.25 billion in the first quarter of 2026, averaging $99,414, against RTP at 128 million transactions and $480 billion, averaging $3,750 (Richmond Fed)
  • August 2026 — counted 1,725 FedNow participants, 19.7 percent of U.S. financial institutions, and attributed part of the gap with other countries to instant-feel alternatives (Richmond Fed)
  • July 20, 2026 — reported FedNow volume rising more than 80 percent from the first to the second quarter of 2026 (Richmond Fed)

News: https://www.richmondfed.org/press_room
Related: Economic Brief 26-28: FedNow and the Development of U.S. Fast Payments · Richmond Fed payment services
Named in: Digest, Sept. 4, 2026

Fifth Third

Category: Bank · Region: US

  • June 2026 — participates in The Clearing House systems, including RTP and CHIPS, behind its bank-led initiative for on-chain clearing and settlement of tokenized deposits (The Clearing House)
  • 2026 — runs a crypto working group whose stablecoin and digital-asset discussions have reached board level, after studying stablecoins since 2025 (Crypto Briefing)
  • November 12, 2025 — published client research on stablecoins in digital finance, including bank use of stablecoins to tokenize deposits for 24/7 access and near-instant settlement (Fifth Third)
  • 2026 — executives described stablecoins as a payments rail the bank would use where transfers are faster, cheaper and more secure than correspondent banking (The Financial Brand)

News: https://www.53.com/content/fifth-third/en/media-center/press-releases.html
Related: Fifth Third press releases · Fifth Third research on stablecoins
Named in: Digest, June 5, 2026

Financial Accounting Standards Board (FASB)

Category: Accounting Standards Body · Region: US

  • August 18, 2026 — issued a proposed Accounting Standards Update clarifying when stablecoins qualify as cash equivalents under U.S. GAAP, with comments due November 19, 2026 (CPA Practice Advisor)
  • August 18, 2026 — conditioned cash-equivalent treatment on an on-demand contractual redemption right with the issuer for known amounts of cash and segregated short-term reserves held at least one-to-one (CPA Practice Advisor)
  • April 15, 2026 — decided to expand Subtopic 350-60 on crypto assets and to add stablecoin cash-equivalent examples, under its project on cash equivalents and certain digital assets (CBIZ)
  • August 13, 2025 — added a digital assets project to its research agenda, focused on how the cash-equivalents definition applies to stablecoins (Deloitte)

News: https://www.fasb.org/projects/current-projects
Related: FASB project: Cash Equivalents—Disclosure Enhancement and Evaluation of Certain Digital Assets · FASB current projects
Named in: Digest, Sept. 14, 2026, Digest, Aug. 21, 2026

Financial Action Task Force (FATF)

Category: Standards Body · Region: Global

  • July 2026 — reported that stablecoin misuse by illicit actors has grown since its 2025 update and that some criminal networks are developing proprietary stablecoins designed to resist freezing (AML Intelligence)
  • March 3, 2026 — published a targeted report on stablecoins and unhosted wallets covering peer-to-peer transactions, noting jurisdictions that require programmable freeze and deny-list controls in issuer smart contracts (Norton Rose Fulbright)
  • June 2025 — found in its Targeted Update on virtual assets that a majority of on-chain illicit activity is now transacted in stablecoins, citing more than $30 trillion of stablecoin volume growth from May 2024 to May 2025 (FATF)
  • 2019 onward — maintains the travel rule for virtual asset transfers that compliance vendors implement for cross-border stablecoin payments (FATF)

News: https://www.fatf-gafi.org/en/publications.html
Related: FATF virtual assets topic page · Targeted Update on Virtual Assets and VASPs (June 2025)

Financial Conduct Authority (FCA)

Category: Financial Regulator · Region: UK

  • September 11, 2026 — scheduled an Introduction to UK Stablecoin Issuance webinar for firms preparing for authorisation under the new cryptoasset regime (FCA)
  • June 30, 2026 — published final rules and guidance for the UK cryptoasset regime, which takes effect on October 25, 2027 for firms granted FSMA permissions (FCA)
  • June 30, 2026 — set stablecoin backing rules, requiring UK qualifying stablecoins to be fully backed and redeemable at par, held under statutory trust, with up to a 5 percent excess in the backing pool (FCA)
  • August 2026 — authorised Coinbase’s CB Payments Ltd under a MiFID-equivalent framework for its USDC-settled UK stock trading launch (Yahoo Finance)

News: https://www.fca.org.uk/news
Related: A new regime for cryptoasset regulation · Cryptoasset regime policy statements
Named in: What the Research Reports Show, GENIUS Act & Regulatory Framework, Digest, Aug. 7, 2026

Financial Crimes Enforcement Network (FinCEN)

Category: Financial Crimes Regulator · Region: US

  • August 2026 — proposed, with the Office of Foreign Assets Control, a rule subjecting permitted payment stablecoin issuers to anti-money-laundering requirements and a sanctions compliance program under the GENIUS Act (FinCEN)
  • July 18, 2026 — was one of six federal agencies that missed the statutory deadline for final GENIUS Act rules, with the latest comment period closing August 21 (Clearing Post)
  • June 18, 2026 — issued a joint proposed rule with the OCC, Federal Reserve, FDIC and NCUA requiring stablecoin issuers to maintain customer identification programs before opening accounts or processing direct redemptions (FinCEN)
  • 2026 — receives suspicious activity reports from stablecoin issuers, which the GENIUS Act treats as financial institutions under the Bank Secrecy Act (FinCEN)

News: https://www.fincen.gov/news/press-releases
Related: FinCEN GENIUS Act customer identification proposal · FinCEN press releases
Named in: GENIUS Act & Regulatory Framework, Digest, July 17, 2026, Digest, June 19, 2026

First Abu Dhabi Bank (FAB)

Category: Bank · Region: UAE

  • September 2, 2026 — completed a live tokenized deposit transaction with Citi through the Swift ledger (First Abu Dhabi Bank)
  • September 2026 — DDSC, the dirham-backed stablecoin it co-developed with International Holding Company and Sirius International Holding, entered in-store retail acceptance pilots in the UAE (crypto.news)
  • July 2026 — DDSC received a no-objection certificate from the Central Bank of the UAE permitting distribution through exchanges regulated by Dubai’s Virtual Assets Regulatory Authority (Ledger Insights)
  • February 13, 2026 — the Central Bank of the UAE approved DDSC for operational launch on ADI Chain, the institutional Layer 2 built by the ADI Foundation (The Asian Banker)

News: https://www.bankfab.com/en-ae/about-fab/group/in-the-media
Related: FAB in the media · CBUAE approval of DDSC
Named in: Digest, Sept. 14, 2026

First Horizon

Category: Bank · Region: US

  • September 2025 — began work as one of six Design Partner Banks co-developing the Cari Network, shaping its technology, operations, governance, and use cases (Cari)
  • February 18, 2026 — reported to be building a tokenized deposit network with other regional banks to keep deposit-based payments inside the banking system (Bloomberg)
  • March 17, 2026 — named as a founding bank as Cari selected Matter Labs’ Prividium as the blockchain infrastructure for the network (Ledger Insights)
  • April 30, 2026 — named as a design partner bank behind Cari’s minimum viable product, delivered in March (Cari)
  • July 1, 2026 — named as one of six design partner banks in the Cari pilot as the network passed 30 participating banks with 40 more in discussions (Cari)
  • September 2, 2026 — invested in the $32.5 million first tranche of Cari’s initial funding round, raised entirely from banks (Cari)
  • September 2, 2026 — Chairman, President and CEO Bryan Jordan said Cari’s shared infrastructure gives the bank “access to capabilities that would be difficult and costly to develop independently, while allowing us to continue competing on the relationships and service that differentiate First Horizon” (Ledger Insights)

News: https://ir.firsthorizon.com/press-releases/
Related: Cari Network news and announcements · Cari Network: bank-governed tokenized deposits (ZKsync case study)
Named in: Digest, Sept. 4, 2026, Directory research, September 2026

Glacier Bank

Category: Bank · Region: US

  • July 1, 2026 — joined the Cari Network as one of its newest participating institutions (Cari)
  • September 2, 2026 — invested in the $32.5 million first tranche of Cari’s initial funding round, raised entirely from banks (Cari)

News: https://www.glacierbancorp.com/news-market-information/press-releases/
Related: Cari Network news and announcements · Cari Network: bank-governed tokenized deposits (ZKsync case study)
Named in: Digest, Sept. 4, 2026, Directory research, September 2026

Goldman Sachs

Category: Banking / DLT Platform · Region: US

Global investment bank operating the Goldman Sachs Digital Asset Platform. Facilitated Northern Trust's NIF Treasury Instruments tokenized share class via BNY LiquidityDirect (Q1 2026). Participated in the Canton Network weekend repo pilot — real cash and real U.S. Treasuries settled over a Saturday. A key institutional partner in advancing tokenized collateral and intraday liquidity use cases. One of four major asset managers building GENIUS Act-aligned reserve infrastructure for stablecoin issuers.

News: https://www.goldmansachs.com/media-relations
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, What the Research Reports Show, Digest, Sept. 14, 2026, Digest, Aug. 31, 2026 + 3 more

HM Treasury

Category: Government / Treasury · Region: UK

  • July 14, 2026 — announced in the Mansion House speech that the Digital Gilt Instrument will be issued by the first quarter of 2027 on HSBC Orion, with preparations for further issuances (HM Treasury)
  • April 21, 2026 — issued a policy note and draft statutory instrument amending the Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2026 to give firms greater certainty on stablecoin payment services (HM Treasury)
  • February 12, 2026 — selected HSBC Orion as the platform provider for the DIGIT pilot issuance of a tokenised sovereign bond (HSBC)
  • February 4, 2026 — the Cryptoassets Regulations 2026 were made, bringing stablecoin issuance and custody into FCA authorisation from October 25, 2027 (FCA)

News: https://www.gov.uk/government/organisations/hm-treasury
Related: Update on the DIGIT pilot issuance · Draft statutory instrument amending the Cryptoasset Regulations
Named in: What the Research Reports Show

Hong Kong Government

Category: Government Body · Region: Hong Kong

  • November 11, 2025 — priced about HK$10 billion of digital green bonds in four currencies, the first government issuance to allow settlement in tokenised central bank money using e-HKD and e-CNY (HKMA)
  • November 2025 — the four tranches obtained Digital Token Identifiers linked to their ISINs, and the offering attracted more than HK$130 billion in subscriptions (HKMA)
  • June 26, 2025 — issued Policy Statement 2.0 on the Development of Digital Assets, committing to regularise tokenised government bond issuance and to review the law for tokenisation of real-world assets (Hong Kong Government)
  • August 1, 2025 — brought the stablecoin issuer licensing regime into force under the Stablecoins Ordinance (Hong Kong Government)

News: https://www.info.gov.hk/gia/general/today.htm
Related: Policy Statement 2.0 on the Development of Digital Assets · Third digital green bond offering
Named in: Stablecoin Timeline

Hong Kong Monetary Authority (HKMA)

Category: Central Bank / Regulator · Region: Hong Kong

  • May 29, 2026 — said licensed issuers plan HKD-referenced stablecoins for cross-border and local payments and tokenised asset trading, alongside its work on central bank money (HKMA)
  • April 10, 2026 — granted the first two stablecoin issuer licences under the Stablecoins Ordinance, to Anchorpoint Financial Limited and The Hongkong and Shanghai Banking Corporation (HKMA)
  • November 11, 2025 — supported the HKSAR Government’s third digital green bond offering, the first to integrate tokenised central bank money into settlement (HKMA)
  • August 1, 2025 — implemented the regulatory regime for stablecoin issuers, making fiat-referenced stablecoin issuance a licensed activity in Hong Kong (HKMA)
  • 2025 — operates the Ensemble Network, on which HSBC built its bank-led tokenised deposit settlement service in Hong Kong (HSBC)

News: https://www.hkma.gov.hk/eng/news-and-media/press-releases/
Related: Regulatory regime for stablecoin issuers · Granting of stablecoin issuer licences
Named in: What the Research Reports Show, GENIUS Act & Regulatory Framework, Stablecoin Timeline

HSBC

Category: Global Systemically Important Bank · Region: UK

  • August 27, 2026 — holds a Hong Kong stablecoin issuer licence and plans an HKD-denominated stablecoin in the second half of 2026, alongside its Tokenised Deposit Service on the HKMA Ensemble Network (HSBC)
  • August 19, 2026 — executed with Standard Chartered the first live cross-border tokenised deposit transaction on Swift’s blockchain-based ledger, recording obligations on HSBC’s Tokenised Deposit Service (Standard Chartered)
  • April 13, 2026 — extended its Tokenized Deposit Service to the United States, taking it to Hong Kong, Singapore, Luxembourg, the UK and the US across EUR, GBP, HKD, SGD and USD (HSBC)
  • February 12, 2026 — was selected by HM Treasury to provide HSBC Orion as the platform for the Digital Gilt Instrument pilot issuance, after over $3.5 billion of digitally native bonds on Orion (HSBC)
  • May 22, 2025 — launched its Tokenised Deposit Service for corporate cash management in Hong Kong, with Ant International as first client transferring funds through its Whale platform (HSBC)

News: https://www.hsbc.com/news-and-views/news/media-releases
Related: HSBC and digital assets and currencies · HSBC Tokenized Deposit Service expansion to the US
Named in: Digest, July 10, 2026, Digest, June 5, 2026

Huntington Bank

Category: Bank · Region: US

  • September 2025 — began work as one of six Design Partner Banks co-developing the Cari Network, shaping its technology, operations, governance, and use cases (Cari)
  • February 18, 2026 — reported to be building a tokenized deposit network with other regional banks to keep deposit-based payments inside the banking system (Bloomberg)
  • March 17, 2026 — named as a founding bank as Cari selected Matter Labs’ Prividium as the blockchain infrastructure for the network (Ledger Insights)
  • April 30, 2026 — named as a design partner bank behind Cari’s minimum viable product, delivered in March (Cari)
  • July 1, 2026 — named as one of six design partner banks in the Cari pilot as the network passed 30 participating banks with 40 more in discussions (Cari)
  • September 2, 2026 — invested in the $32.5 million first tranche of Cari’s initial funding round, raised entirely from banks (Cari)

News: https://ir.huntington.com/news-presentations/newsroom
Related: Cari Network news and announcements · Cari Network: bank-governed tokenized deposits (ZKsync case study)
Named in: Digest, Sept. 4, 2026, Directory research, September 2026

Ibercaja

Category: Bank · Region: EU

  • July 9, 2026 — completed Spain’s first multibank tokenized-deposit proof of concept with ABANCA, Cecabank, Kutxabank and Unicaja, testing instant interbank transfers in a closed environment (Ibercaja)
  • July 2026 — the test ran on the Asseto platform from ioBuilders, orchestrated by Cecabank with Boston Consulting Group support, with Colonya Caixa Pollença and Caixa Ontinyent as observers (Cecabank)

News: https://www.ibercaja.com/sala-de-prensa/noticias
Related: Ibercaja press release on the tokenized-deposit proof of concept · Cecabank announcement of the multibank test
Named in: Digest, July 10, 2026

Independent Community Bankers of America (ICBA)

Category: Industry Association · Region: US

  • August 24, 2026 — wrote to federal banking regulators on the proposed customer identification program rule, urging that permitted payment stablecoin issuers be held to the same requirements as community banks (ICBA)
  • July 2026 — joined the American Bankers Association and 76 state associations in asking Senate leaders to tighten the CLARITY Act stablecoin yield provisions in Section 404 (ABA Banking Journal)
  • 2026 — published analysis estimating that yield-bearing stablecoins could reduce community bank lending by $850 billion, and is seeking amendments barring yield paid by affiliates and exchanges (ICBA)

News: https://www.icba.org/newsroom
Related: ICBA advocacy on stablecoins and digital assets · ICBA letter on customer identification programs for stablecoin issuers
Named in: Digest, Sept. 14, 2026

Institute of International Finance (IIF)

Category: Industry Association · Region: Global

  • May 27, 2026 — Project Agorá, which it co-convenes with the BIS, reported on the prototype unified platform tested with tokenized commercial bank deposits and tokenized central bank reserves (BIS)
  • 2026 — reported that Project Agorá legal analysis found settlement finality achievable in all seven participating jurisdictions and that tokenization does not change the legal character of reserves or deposits (IIF)
  • April 3, 2024 — convened the private-sector side of Project Agorá with seven central banks and more than 40 financial institutions to test tokenised cross-border payments (IIF)

News: https://www.iif.com/Publications
Related: IIF Project Agorá · BIS Project Agorá report
Named in: What the Research Reports Show

Intercontinental Exchange (ICE)

Category: Exchange Operator · Region: US

  • August 31, 2026 — agreed to invest in tZERO and license its 103 blockchain patents, with tZERO expected to become a digital transfer agent on the planned NYSE-affiliated platform (CoinDesk)
  • August 5, 2026 — named a founding validator of Circle’s Arc blockchain, which went to public mainnet on September 16, 2026 (Circle)
  • 2026 — agreed a memorandum of understanding under which Securitize becomes the first digital transfer agent eligible to mint blockchain-native securities on the NYSE Digital Trading Platform (ICE)
  • January 19, 2026 — announced NYSE development of a tokenized securities platform for 24/7 trading, instant settlement and stablecoin-based funding, working with BNY and Citi on tokenized deposits (ICE)
  • January 19, 2026 — said tokenized deposits would be supported across its clearing houses so clearing members can meet margin obligations outside traditional banking hours (Reuters)

News: https://ir.theice.com/press/press-releases/default.aspx
Related: NYSE tokenized securities platform · NYSE and Securitize memorandum of understanding
Named in: Digest, Sept. 4, 2026, Digest, Aug. 7, 2026 + 1 more

Internal Revenue Service (IRS)

Category: Tax Authority · Region: US

  • June 2026 — corrected the 2025 Form 1099-DA instructions, adding de minimis exceptions and a $600 annual threshold for digital-asset payment processor sales (IRS)
  • January 1, 2026 — basis reporting by brokers took effect for certain digital-asset transactions, following gross-proceeds reporting that began for transactions effected on or after January 1, 2025 (IRS)
  • June 2024 — Treasury and the IRS issued final broker reporting regulations permitting aggregate reporting of qualifying stablecoin sales above applicable de minimis thresholds (IRS)
  • November 2025 — issued Revenue Procedure 2025-31, a safe harbor allowing grantor trusts to stake digital assets without losing pass-through tax treatment (IRS)

News: https://www.irs.gov/newsroom
Related: IRS digital assets hub (guidance, forms, reporting rules) · Final broker reporting regulations for digital-asset sales
Named in: Solution Viability Research

International Auditing and Assurance Standards Board (IAASB)

Category: Assurance Standards Body · Region: Global

  • March 6, 2023 — published a Digital Technology Market Scan on digital assets covering cryptocurrency market developments, including the collapse of TerraUSD, and their implications for audit and assurance (IAASB)
  • December 15, 2015 — ISAE 3000 (Revised) took effect for assurance engagements other than audits or reviews of historical financial information, the standard used for reserve attestations outside the United States (IAASB)

News: https://www.iaasb.org/
Related: ISAE 3000 (Revised) standard page · IAASB Digital Technology Market Scan: Digital Assets
Named in: Institutional Reserve Disclosures

International Monetary Fund (IMF)

Category: Multilateral Institution · Region: Global

  • April 10, 2026 — published Working Paper WP/26/74, Making Stablecoins Stable, a 31-page paper on bank deposits, reserves and central bank policy questions raised by stablecoins (IMF)
  • March 20, 2026 — published Working Paper WP/26/52, Stablecoins and the Future of Payments: Evidence from Financial Markets, the 58-page paper the Field Guide cites for remittance findings (IMF)
  • March 6, 2026 — published Working Paper WP/26/44, Stablecoin Shocks, a 40-page vector autoregression study of stablecoin demand shocks, Treasury markets and equity markets (IMF)

News: https://www.imf.org/en/News
Related: IMF Working Paper WP/26/52, Stablecoins and the Future of Payments · IMF Working Paper WP/26/74, Making Stablecoins Stable
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, Measurement & Analysis + 1 more

International Swaps and Derivatives Association (ISDA)

Category: Derivatives Standards Body · Region: Global

  • June 3, 2026 — filed a joint response with Global Digital Finance to the Central Bank of Ireland’s Discussion Paper 12 on distributed ledger technology and tokenization (ISDA)
  • February 10, 2026 — responded to the Bank of England consultation on regulating systemic stablecoins, addressing derivatives documentation and collateral treatment for sterling-denominated payment stablecoins (ISDA)
  • November 21, 2025 — responded to the CFTC tokenized collateral and stablecoins initiative and published standard documentation, its Digital Asset Definitions, for trading digital asset derivatives (ISDA)

News: https://www.isda.org/news/
Related: ISDA distributed ledger technology publications index
Named in: Solution Viability Research

Japan Financial Services Agency (JFSA)

Category: Financial Regulator · Region: Japan

  • June 24, 2026 — approved Ripple USD as a new type of electronic payment instrument under Japan’s Payment Services Act, enabling distribution through SBI VC Trade’s VCTRADE platform (Ripple)
  • June 1, 2026 — foreign stablecoins including USDC became legal for payments in Japan under the revised Payment Services Act, per the agency (Zagdim)
  • Late 2025 — classified the MUFG, SMBC and Mizuho joint stablecoin work, Project Pax, as a Payment Innovation Project, supporting its experimental stage (Ledger Insights)

News: https://www.fsa.go.jp/en/news/index.html
Related: JFSA English press releases · Ripple and SBI Group RLUSD Japan launch announcement
Named in: Digest, July 17, 2026, Digest, June 5, 2026

JPMorgan Chase (Kinexys)

Category: Banking / DLT Platform · Region: US

Largest U.S. bank. Operates Kinexys (formerly JPM Coin/Onyx), a permissioned blockchain platform for intraday liquidity, FX settlement, and 24/7 treasury mobility for institutional clients. Kinexys processes $7 billion+ per day and $3 trillion+ cumulatively. Key case studies: CMC Markets (24/7 fund transfers, live March 2026), Canton Network weekend repo with Goldman Sachs/Bank of America/Citadel Securities/Lloyds, and HQLAx intraday repo ($5B in first month, Aug 2025). Moving JPMD (JPM Coin) natively onto Canton Network in 2026. One of five banks planning a shared tokenized deposit network through The Clearing House, targeting H1 2027 launch.

News: https://www.jpmorgan.com/insights/about-us/media-center
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, What the Research Reports Show, Digest, Aug. 31, 2026, Digest, Aug. 14, 2026 + 10 more

KeyBank

Category: Bank · Region: US

  • September 2025 — began work as one of six Design Partner Banks co-developing the Cari Network, shaping its technology, operations, governance, and use cases (Cari)
  • March 17, 2026 — named as a founding bank as Cari selected Matter Labs’ Prividium as the blockchain infrastructure for the network (Ledger Insights)
  • April 30, 2026 — named as a design partner bank behind Cari’s minimum viable product, delivered in March (Cari)
  • July 1, 2026 — named as one of six design partner banks in the Cari pilot as the network passed 30 participating banks with 40 more in discussions (Cari)
  • September 2, 2026 — invested in the $32.5 million first tranche of Cari’s initial funding round, raised entirely from banks (Cari)

News: https://www.key.com/about/media/newsroom.html
Related: Cari Network news and announcements · Cari Network: bank-governed tokenized deposits (ZKsync case study)
Named in: Digest, Sept. 4, 2026, Directory research, September 2026

Kutxabank

Category: Bank · Region: EU

  • July 9, 2026 — completed Spain’s first multibank tokenized-deposit proof of concept with ABANCA, Cecabank, Ibercaja and Unicaja, testing interbank transfers and instant settlement on a DLT network (Cecabank)
  • 2024 — Spanish sector work preceding the pilot included a tokenized bond proof of concept developed in coordination with the Banco de España (Cecabank)

News: https://www.kutxabank.com/cs/Satellite/kutxabank/en/sala_de_brprensa_/ultimas_noticias
Related: Cecabank announcement of the Spanish multibank tokenized-deposit proof of concept
Named in: Digest, July 10, 2026

Lead Bank

Category: Bank · Region: US

  • June 3, 2026 — partnered with Mastercard to support stablecoin, intraday, holiday and weekend settlement as the card network extended real-time money movement for its clients (Lead)
  • March 3, 2026 — expanded its stablecoin settlement work with Visa and the Stripe-owned stablecoin platform Bridge, building on the bank’s USDC settlement launch (Lead)
  • December 16, 2025 — enabled USDC settlement with Visa over Solana, among the first U.S. banks to do so, alongside Cross River Bank (Lead)
  • December 10, 2025 — completed its acquisition of Loop Crypto, a stablecoin payments company whose founder now leads stablecoin activity at the bank (Lead)

News: https://www.lead.bank/blog
Related: Lead announcement of Visa USDC settlement · Lead blog and press release index
Named in: Production & Pilot Maturity Matrix, Solution Viability Research

Lloyds

Category: Bank · Region: UK

  • January 7, 2026 — issued tokenized sterling deposits on the Canton Network with Archax and used them to purchase a tokenized gilt, the UK’s first public-blockchain transaction of its kind (Lloyds Banking Group)
  • January 7, 2026 — ran its own validator node on the Canton Network for the transaction, with Archax moving the underlying funds back into its regular Lloyds account afterward (Lloyds Banking Group)

News: https://www.lloydsbankinggroup.com/media/press-releases.html
Related: Lloyds tokenised deposits press release · Canton Network news item on Lloyds tokenized deposits
Named in: Production & Pilot Maturity Matrix, Solution Viability Research

M&T Bank

Category: Bank · Region: US

  • September 2025 — began work as one of six Design Partner Banks co-developing the Cari Network, shaping its technology, operations, governance, and use cases (Cari)
  • February 18, 2026 — reported to be building a tokenized deposit network with other regional banks to keep deposit-based payments inside the banking system (Bloomberg)
  • March 17, 2026 — named as a founding bank as Cari selected Matter Labs’ Prividium as the blockchain infrastructure for the network (Ledger Insights)
  • April 30, 2026 — named as a design partner bank behind Cari’s minimum viable product, delivered in March (Cari)
  • July 1, 2026 — named as one of six design partner banks in the Cari pilot as the network passed 30 participating banks with 40 more in discussions (Cari)
  • September 2, 2026 — invested in the $32.5 million first tranche of Cari’s initial funding round, raised entirely from banks (Cari)

News: https://newsroom.mtb.com/
Related: Cari Network news and announcements · Cari Network: bank-governed tokenized deposits (ZKsync case study)
Named in: Digest, Sept. 4, 2026, Directory research, September 2026

Mizuho

Category: Bank · Region: Japan

  • June 10, 2026 — agreed with MUFG and SMBC to jointly issue a yen stablecoin by the end of March 2027 and to form a council on operational frameworks and issuance (Reuters)
  • June 10, 2026 — said with the other two megabanks that live transactions in the joint stablecoin would be performed during the financial year ending March 2027 (Ledger Insights)
  • 2024 — began exploring stablecoins with MUFG and SMBC under Project Pax, later classified by Japan’s FSA as a Payment Innovation Project (Ledger Insights)
  • 2024 — began exploring stablecoins for securities settlement with MUFG, SMBC, Nomura and Daiwa Securities in the 3 Mega SC project (Ledger Insights)

News: https://www.mizuhogroup.com/news
Related: Reuters report on the three-megabank joint yen stablecoin · Mizuho Financial Group news index
Named in: Digest, July 17, 2026, Digest, May 15, 2026

Monetary Authority of Singapore (MAS)

Category: Central Bank / Financial Regulator · Region: Singapore

  • September 1, 2026 — published a consultation paper on Payment Services Act amendments to legislate its single-currency stablecoin framework, including multi-jurisdiction issuance and recognition of comparable foreign stablecoins (MAS)
  • November 13, 2025 — announced a completed live trial settling interbank overnight lending with Singapore-dollar wholesale CBDC on the SGD Testnet with DBS, OCBC and UOB (MAS)
  • November 13, 2025 — said a future trial would issue tokenised MAS Bills to Primary Dealers for settlement using wholesale CBDC, with details to follow in 2026 (MAS)
  • November 12, 2025 — published Project Guardian frameworks for open, interoperable digital asset networks spanning tokenised funds, bonds, foreign exchange, stablecoins and tokenised bank liabilities (MAS)
  • August 15, 2023 — finalised its regulatory framework for single-currency stablecoins, setting requirements for value stability, capital, redemption at par and disclosure (MAS)

News: https://www.mas.gov.sg/news
Related: Project Guardian asset tokenisation programme page · September 2026 consultation on stablecoin regulation under the Payment Services Act
Named in: What the Research Reports Show, GENIUS Act & Regulatory Framework

Morgan Stanley

Category: Global Systemically Important Bank · Region: US

  • July 2026 — Morgan Stanley Investment Management launched spot Ethereum and Solana ETPs on NYSE Arca under tickers MSSE and MSOL, each carrying a 0.14% expense ratio (The Defiant)
  • July 15, 2026 — was named a participant in DTCC’s first live production trades using tokenized DTC-held assets, executed with more than 30 firms (DTCC)
  • April 24, 2026 — launched the Stablecoin Reserves Portfolio (MSNXX), a government money market fund holding cash, Treasuries maturing within 93 days and overnight repo for stablecoin issuers (The Block)
  • March 2026 — said it planned to support tokenized securities in the second half of 2026 by turning its Trajectory Cross venue into a tokenized-securities trading platform (AMBCrypto)

News: https://www.morganstanley.com/about-us-newsroom
Related: DTCC announcement of the first live tokenized securities production trades · Morgan Stanley newsroom
Named in: Digest, July 31, 2026, Digest, July 17, 2026

MUFG

Category: Bank · Region: Japan

  • August 13, 2026 — announced a proof of concept with Digital Asset, Progmat and Secured Finance to settle Japanese government bond repo on the Canton Network against tokenized deposits or stablecoins (MUFG)
  • August 13, 2026 — said the proof of concept would test on-chain delivery-versus-payment for JGBs and digital money plus the full repo lifecycle using Secured Finance’s lending protocol (MUFG)
  • June 10, 2026 — confirmed with SMBC and Mizuho a joint yen stablecoin launch by the end of March 2027, with live transactions planned during that financial year (Ledger Insights)
  • 2024 — began exploring stablecoins with SMBC and Mizuho under Project Pax, and securities-settlement stablecoins with Nomura and Daiwa Securities in the 3 Mega SC project (Ledger Insights)

News: https://www.mufg.jp/english/pressrelease/index.html
Related: MUFG proof of concept for on-chain JGB repo on the Canton Network · MUFG English press release index
Named in: Digest, July 17, 2026

Nacha

Category: Payments Association / ACH Rules Operator · Region: US

  • September 9, 2026 — launched the Payments Innovation Alliance Next-Gen Currency Project Team with the Digital Sovereignty Alliance to examine stablecoins and tokenized deposits for money movement (Nacha)
  • April 7, 2026 — Nacha Consulting published the white paper ACH and Stablecoins: Complementary Rails for a Converging Payments Ecosystem for financial institutions weighing both rails (Nacha)
  • January 28, 2026 — reported 2025 ACH volume of 35.2 billion payments worth $93 trillion, up nearly 5% in volume and almost 8% in value over 2024 (Nacha)

News: https://www.nacha.org/news
Related: ACH Network volume and value statistics · Nacha Consulting stablecoin white paper
Named in: Solution Viability Research, Stablecoin v. ACH

Nasdaq

Category: Market Infrastructure / Exchange · Region: US

  • July 15, 2026 — participated in DTCC’s first live production trades using tokenized DTC-held assets, one of more than 30 traditional and digital-market firms (DTCC)
  • March 18, 2026 — received SEC approval to trade and settle Russell 1000 stocks and major index ETFs in tokenized form through the Depository Trust Company (Reuters)
  • March 9, 2026 — announced an issuer-centered equity token design building on its September 2025 SEC tokenization proposal, expected to be operational in the first half of 2027 (Nasdaq)
  • September 2025 — filed a tokenization proposal with the SEC to let equity securities trade on Nasdaq markets and settle in token form through DTCC (Nasdaq)

News: https://ir.nasdaq.com/news-and-events/press-releases
Related: Nasdaq equity token design announcement · DTCC first live tokenized securities production trades
Named in: Digest, July 17, 2026

National Credit Union Administration (NCUA)

Category: Credit Union Regulator · Region: US

  • July 18, 2026 — was one of six federal agencies that missed the statutory GENIUS Act final-rule deadline, leaving January 18, 2027 as the compliance date (ClearingPost)
  • June 18, 2026 — joined FinCEN, the OCC, FDIC and Federal Reserve in proposing customer identification program requirements for permitted payment stablecoin issuers (NCUA)
  • May 15, 2026 — proposed operational and risk-management standards for an NCUA-licensed permitted payment stablecoin issuer under the GENIUS Act, with comments closing July 17 (NCUA)
  • February 11, 2026 — proposed the application framework for credit unions seeking NCUA approval as permitted payment stablecoin issuers, its first GENIUS Act rulemaking step, comments closing April 13 (NCUA)

News: https://ncua.gov/newsroom
Related: NCUA proposed rule on stablecoin issuer standards · Interagency proposal on customer identification programs for stablecoin issuers
Named in: Digest, July 17, 2026, Digest, June 19, 2026

New York State Department of Financial Services (NYDFS)

Category: State Financial Regulator · Region: US

  • July 2026 — granted Circle Internet Trust Company, doing business as Circle New York Trust, a limited-purpose trust charter listed on its virtual currency licensing register (NYDFS)
  • June 9, 2026 — proposed a stablecoin regulation harmonizing its June 2022 guidance with GENIUS Act requirements, opening a 60-day comment period on publication in the State Register (NYDFS)
  • June 1, 2026 — signed a memorandum of understanding with the European Banking Authority to exchange supervisory and confidential information on stablecoin activities (NYDFS)
  • June 8, 2022 — issued Guidance on the Issuance of U.S. Dollar-Backed Stablecoins, setting baseline reserve backing, asset segregation, redemption and attestation requirements for DFS-supervised issuers (NYDFS)
  • June 24, 2015 — brought the BitLicense regulation, 23 NYCRR Part 200, into effect; stablecoin issuance requires licensure plus self-certification, greenlisting or specific DFS approval (NYDFS)
  • September 10, 2018 — approved the first issuance of U.S. dollar-backed stablecoins by DFS-regulated virtual currency companies, four years before publishing formal stablecoin guidance (NYDFS)

News: https://www.dfs.ny.gov/reports_and_publications/press_releases
Related: NYDFS virtual currency business activity and BitLicense page, with the licensee register · NYDFS Guidance on the Issuance of U.S. Dollar-Backed Stablecoins
Named in: Institutional Reserve Disclosures, Digest, Aug. 7, 2026, Digest, June 5, 2026

New York Stock Exchange (NYSE Arca)

Category: Market Infrastructure / Exchange · Region: US

  • July 2026 — NYSE Arca listed Morgan Stanley Investment Management’s spot Ethereum and Solana ETPs, trading under the tickers MSSE and MSOL (The Defiant)
  • July 15, 2026 — participated in DTCC’s first live production trades using tokenized DTC-held assets, alongside Nasdaq and more than 30 other market and digital-asset firms (DTCC)
  • March 24, 2026 — signed a memorandum of understanding with Securitize, naming it the first digital transfer agent eligible to mint blockchain-native securities on the NYSE Digital Trading Platform (ICE)
  • January 19, 2026 — announced development of a 24/7 tokenized securities platform pairing the NYSE Pillar matching engine with blockchain post-trade systems and stablecoin-based funding (ICE)

News: https://ir.theice.com/press/press-releases/default.aspx
Related: NYSE tokenized securities platform announcement · NYSE and Securitize memorandum of understanding
Named in: Digest, July 31, 2026, Digest, July 17, 2026 + 3 more

Northern Trust

Category: Custody / Tokenized Assets · Region: US

Northern Trust manages traditional and digital markets holistically through its unified digital assets platform, Northern Trust Matrix Zenith. This platform supports the entire investment lifecycle—from issuance, trading, and execution to post-trade and settlement—bridging the gap between digital and traditional asset servicing. The bank has recently demonstrated ow tokenized assets—beginning with voluntary carbon credits—can settle via delivery-versus-payment (DvP) using existing bank payment rails. It has also entered into an agreement with Digital Asset Holdings to develop and expand tokenized asset custody capabilities on the Canton Network, further scaling their post-trade infrastructure for digital financial assets.

News: https://www.northerntrust.com/united-states/pr/newsroom
Named in: Stablecoin v. ACH, Digest, Sept. 4, 2026

Nubank

Category: Digital Bank · Region: Brazil

  • September 10, 2026 — launched Nu Global, a multicurrency account converting deposits into USDC or EURC at stated yields of 3.50% and 2.20% APY, alongside a U.S. launch (Business Wire)
  • September 10, 2026 — enabled Nu Global customers to hold and trade digital assets including bitcoin and ether within the same account (Business Wire)
  • First half of 2025 — USDC trading volume on its platform rose 30%, with USDC access extended to more than 100 million Brazilian customers (Circle)
  • December 5, 2023 — partnered with Circle to roll out USDC through Nubank Cripto, phase one of extending digital dollar access to more than 85 million Brazilian customers (Business Wire)

News: https://international.nubank.com.br/company/
Related: Circle case study on Nubank USDC access in Brazil · Nu Global and U.S. launch announcement
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, Digest, May 8, 2026 + 1 more

OCBC

Category: Bank · Region: Singapore

  • September 10, 2026 — completed with DBS and UOB the first live domestic Singapore-dollar interbank transactions using tokenised deposits exchanged over Swift’s blockchain-based ledger (OCBC)
  • September 10, 2026 — connected tokenised deposit ecosystems across the three participating banks to support round-the-clock interbank payments beyond the traditional Singapore-dollar clearing windows (OCBC)
  • November 13, 2025 — took part with DBS and UOB in MAS’ live trial settling interbank overnight lending using Singapore-dollar wholesale CBDC on the SGD Testnet (MAS)
  • 2026 — offers tokenised bonds to business customers in denominations from SGD 1,000, with same-day settlement for orders received before 3pm Singapore time (OCBC)

News: https://www.ocbc.com/group/media/release/index?category=alltopics
Related: OCBC tokenised assets for businesses · OCBC release on the first live blockchain-enabled SGD transactions
Named in: Digest, Sept. 14, 2026

Office of Foreign Assets Control (OFAC)

Category: Sanctions Authority · Region: US

  • July 2026 — added four Tron addresses to its Central Bank of Iran designation; the wallets had received more than $165 million in stablecoins and Tether froze $131 million (CoinDesk)
  • June 22, 2026 — its sanctions program requirements were folded into the OCC’s proposed GENIUS Act compliance standards for OCC-supervised permitted payment stablecoin issuers (OCC)
  • April 23, 2026 — worked with U.S. law enforcement on Tether’s freeze of more than $344 million in USDT across two addresses tied to unlawful conduct (Tether)
  • July 18, 2026 — was one of six federal agencies that missed the statutory GENIUS Act final-rule deadline, leaving January 18, 2027 as the compliance date (ClearingPost)

News: https://ofac.treasury.gov/recent-actions
Related: OFAC Recent Actions index · OCC proposed GENIUS Act AML and sanctions standards for stablecoin issuers
Named in: Digest, July 17, 2026, Digest, May 29, 2026 + 1 more

Office of the Comptroller of the Currency (OCC)

Category: Federal Banking Regulator · Region: US

  • August 19, 2026 — Comptroller Jonathan Gould said the OCC would publish its final GENIUS Act payment stablecoin rule by November, after a comment period that closed May 1 (Cryptopolitan)
  • July 10, 2026 — granted final approval for Circle’s First National Digital Currency Bank, N.A., placing USDC custody and reserve infrastructure under federal banking supervision (The Defiant)
  • June 22, 2026 — proposed Bank Secrecy Act, anti-money laundering and sanctions compliance standards for OCC-supervised permitted payment stablecoin issuers, with a 30-day comment period (OCC)
  • June 11, 2026 — proposed GENIUS Act reporting forms PS-01 and PS-02, a weekly confidential filing per stablecoin issued and a quarterly filing (OCC)
  • February 25, 2026 — issued a notice of proposed rulemaking implementing the GENIUS Act for permitted and foreign payment stablecoin issuers and certain custody activities (OCC)
  • March 7, 2025 — published Interpretive Letter 1183, reaffirming crypto-asset custody, holding deposits backing stablecoins and stablecoin payment activities as permissible and rescinding Interpretive Letter 1179 (OCC)

News: https://www.occ.gov/news-events/newsroom/news-issuances-by-year/news-releases/2026-news-releases.html
Related: OCC interpretations and decisions index, including digital-asset Interpretive Letters 1183 and 1184 · 2026 OCC bulletins, including the GENIUS Act rulemakings and reporting forms · March 2025 interpretations and actions listing for Interpretive Letter 1183
Named in: Solution Viability Research, What the Research Reports Show, GENIUS Act & Regulatory Framework, Digest, Sept. 14, 2026, Digest, Aug. 7, 2026 + 9 more

Office of the Superintendent of Financial Institutions (OSFI)

Category: Prudential Regulator · Region: Canada

  • September 10, 2026 — stated that tokenized and other digitally represented deposits are not legally distinct from traditional deposits, and expects institutions to engage supervisors before launching novel products (OSFI)
  • September 10, 2026 — finalized its Capital and Liquidity Treatment of Crypto-asset Exposures (Banking) Guideline (2027), effective November 1, 2026 for October 31 year ends and January 1, 2027 for December 31 year ends (OSFI)
  • September 10, 2026 — classified tokenized traditional assets, including digital representations of bank deposits, as Group 1a exposures where legal rights and risk match the non-tokenized form (OSFI)

News: https://www.osfi-bsif.gc.ca/en/news
Related: OSFI statement on tokenized and other digitally represented deposits · Capital and Liquidity Treatment of Crypto-asset Exposures (Banking) Guideline (2027)
Named in: Digest, Sept. 14, 2026

Old National Bank

Category: Bank · Region: US

  • September 2025 — began work as one of six Design Partner Banks co-developing the Cari Network, shaping its technology, operations, governance, and use cases (Cari)
  • February 18, 2026 — reported to be building a tokenized deposit network with other regional banks to keep deposit-based payments inside the banking system (Bloomberg)
  • March 17, 2026 — named as a founding bank as Cari selected Matter Labs’ Prividium as the blockchain infrastructure for the network (Ledger Insights)
  • April 30, 2026 — named as a design partner bank behind Cari’s minimum viable product, delivered in March (Cari)
  • July 1, 2026 — named as one of six design partner banks in the Cari pilot as the network passed 30 participating banks with 40 more in discussions (Cari)
  • September 2, 2026 — invested in the $32.5 million first tranche of Cari’s initial funding round, raised entirely from banks (Cari)

News: https://ir.oldnational.com/news/press-releases/default.aspx
Related: Cari Network news and announcements · Cari Network: bank-governed tokenized deposits (ZKsync case study)
Named in: Digest, Sept. 4, 2026, Directory research, September 2026

Open Standard (Open USD / OUSD)

Category: Industry Consortium · Region: Global

  • September 2026 — states on its site that Open USD will launch later this year, with partners listed across payments, banking and crypto (Open Standard)
  • July 2026 — Open USD became the launch stablecoin natively supported on the Visa Stablecoin Platform, which Visa began beta testing with selected bank and processor clients (TNW)
  • June 30, 2026 — launched Open USD (OUSD) with more than 140 companies including Visa, Mastercard, Stripe, BlackRock and Coinbase, returning most reserve earnings to participating partners (Yahoo Finance)
  • June 30, 2026 — set governance through an independent company whose board comprises partner businesses, with fee-free minting and redemption and no volume caps once live (Yahoo Finance)

News: https://joinopenstandard.com/
Related: Open Standard and Open USD consortium site, with the partner list
Named in: Digest, July 17, 2026

People’s Bank of China (PBoC)

Category: Central Bank · Region: China

  • February 6, 2026 — joined seven other authorities in issuing the Notice on Further Preventing and Dealing with Virtual Currency Risks, barring unapproved offshore issuance of yuan-pegged stablecoins (Han Kun Law Offices)
  • January 2026 — began paying interest on e-CNY wallet balances and expanded access by bringing additional banks into the e-CNY system (Crypto Briefing)
  • November 2025 — cumulative e-CNY transaction volume reached about RMB 16.7 trillion, roughly $2.3 trillion, since the digital yuan pilot began in 2020 (Crypto Briefing)
  • September 2025 — launched the e-CNY International Operation Center in Shanghai and introduced a cross-border digital payment platform for the digital yuan (CoinGeek)
  • September 15, 2021 — issued PBoC Circular [2021] No. 237 with nine other bodies, prohibiting onshore cryptocurrency business activity; the 2026 notice superseded it (Han Kun Law Offices)

News: http://www.pbc.gov.cn/en/3688006/index.html
Related: PBoC English-language site · Han Kun analysis of the February 2026 virtual currency notice
Named in: What the Research Reports Show, GENIUS Act & Regulatory Framework

Public Company Accounting Oversight Board (PCAOB)

Category: Audit Regulator · Region: US

  • June 14, 2023 — released the staff report Inspection Observations Related to Public Company Audits Involving Crypto Assets, drawn primarily from 2021 and 2022 inspections (PCAOB)
  • 2023 — directed its inspections target team to emerging audit risks associated with crypto assets and continued prioritizing engagements where digital assets are material (PCAOB)
  • 2020 — published the Spotlight Audits Involving Cryptoassets: Information for Auditors and Audit Committees, its first guidance on crypto-asset audit risks (PCAOB)
  • 2017 — began inspecting audits of public companies where crypto-asset transactions or holdings were material to the financial statements, the start of its crypto oversight (PCAOB)

News: https://pcaobus.org/news-events/news-releases
Related: PCAOB Spotlight on inspection observations for audits involving crypto assets · PCAOB news releases
Named in: Institutional Reserve Disclosures

RAKBANK

Category: Bank · Region: UAE

  • January 7, 2026 — received in-principle approval from the Central Bank of the UAE to issue an AED-backed payment token, subject to completing regulatory and operational requirements (Yahoo Finance)
  • July 2025 — became the first conventional UAE bank to integrate crypto trading into its mobile app, working with Bitpanda Technology Solutions under Dubai VARA oversight (Yahoo Finance)

News: https://www.rakbank.ae/en/about-us/media-centre/press-release
Related: RAKBANK press releases
Named in: GENIUS Act & Regulatory Framework

Reserve Bank of Australia (RBA)

Category: Central Bank · Region: Australia

  • September 2026 — published analysis of how RITS and the Fast Settlement Service could support cash settlement of tokenised wholesale asset markets, drawing on two Project Acacia proofs of concept (RBA)
  • May 2026 — released Project Acacia findings with the DFCRC covering 20 wholesale tokenised asset use cases settled using exchange settlement balances, pilot wholesale CBDC, tokenised deposits, and stablecoins (RBA)
  • July 2025 — conditionally selected 24 Project Acacia use cases, 19 pilots and five proofs of concept, with ANZ, Commonwealth Bank, Westpac, Northern Trust, Fireblocks, and Zerocap among lead participants (RBA)

News: https://www.rba.gov.au/media-releases/
Related: RBA tokenised money research program · How RITS or FSS could support tokenised wholesale settlement
Named in: Digest, Sept. 4, 2026

Santander

Category: Bank · Region: EU

  • August 2026 — reported among twelve global banks preparing a consortium stablecoin on public blockchains, initially dollar-pegged with later expansion to G7 currencies (Forkast)
  • June 5, 2026 — named through Santander/Getnet Platforms in the bank-led initiative for The Clearing House to clear and settle tokenised commercial bank deposits between U.S. banks (The Clearing House)
  • September 16, 2025 — launched cryptocurrency trading through Openbank in Germany, offering bitcoin, ether, litecoin, polygon, and cardano at 1.49% per transaction, with Spain to follow (Santander)

News: https://www.santander.com/en/press-room
Related: Openbank cryptocurrency trading launch · The Clearing House bank-led on-chain money initiative
Named in: Digest, Aug. 31, 2026

Securities and Exchange Commission of Thailand

Category: Securities Regulator · Region: Global

  • September 25, 2025 — opened applications for the TouristDigiPay sandbox, allowing licensed digital asset operators and e-money providers to convert tourists’ digital assets into baht for spending in Thailand (SEC Thailand)
  • March 6, 2025 — added USDC and USDT to the eligible cryptocurrency list for ICO investment, ICO portals, and digital asset exchange base trading pairs, effective March 16, 2025 (SEC Thailand)

News: https://www.sec.or.th/EN/Pages/Home.aspx
Related: TouristDigiPay sandbox program page
Named in: GENIUS Act & Regulatory Framework, Stablecoin Timeline

SMBC

Category: Bank · Region: Japan

  • June 10, 2026 — announced with MUFG and Mizuho a council to jointly issue yen stablecoins within the fiscal year ending March 2027, with Financial Services Agency support for the experimental stage (Reuters)
  • April 2, 2025 — signed a memorandum of understanding with TIS, Ava Labs, and Fireblocks to build a stablecoin issuance and circulation framework on Avalanche for settlement of tokenised bonds and real estate (SMBC)

News: https://www.smbc.co.jp/news_e/
Related: SMBC Group stablecoin memorandum of understanding
Named in: Digest, July 17, 2026

Société Générale-FORGE

Category: Bank-Issued Tokenized Assets · Region: EU

Société Générale’s blockchain subsidiary (established 2019), issuing EURCV — a bank-originated tokenized euro cash instrument on Ethereum. One of the few bank-issued tokenized fiat instruments with a Pantera TPI score, placing it in the Wrapper/Hybrid tier. Demonstrates the European banking sector’s approach to on-chain cash: a regulated institution issuing a native blockchain instrument rather than wrapping existing bank money. Relevant to the Field Guide for cross-border stablecoin comparisons and the EU MiCA regulatory landscape, where bank-originated stablecoins face different treatment than non-bank issuers. The only major European bank with a live, scored tokenized fiat instrument as of Q1 2026.

News: https://www.sgforge.com/media
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, Stablecoin v. ACH + 1 more

SoFi

Category: Banking / Issuer · Region: US

U.S. nationally chartered bank (SoFi Bank, N.A.) and fintech platform with nearly 15 million members. On May 27, 2026, SoFi launched SoFiUSD — the first payment stablecoin issued by a U.S. nationally chartered bank — available to members on Ethereum and Solana, with a roadmap to tokenized deposits earning interest and FDIC insurance. Mastercard and SoFi partnered in March 2026 to enable SoFiUSD settlement across Mastercard's global payments network. Mastercard expanded its stablecoin settlement support in June 2026 to include SoFiUSD alongside USDC, PYUSD, RLUSD, USDG, and USDP. BitGo provides custody infrastructure for SoFiUSD.

News: https://www.sofi.com/press
Named in: Stablecoin Timeline, Digest, July 31, 2026, Digest, June 5, 2026

SouthState Bank

Category: Bank · Region: US

  • September 2025 — began work as one of six Design Partner Banks co-developing the Cari Network, shaping its technology, operations, governance, and use cases (Cari)
  • April 30, 2026 — named as a design partner bank behind Cari’s minimum viable product, delivered in March (Cari)
  • July 1, 2026 — announced as the sixth Cari design partner bank, bringing correspondent banking relationships with more than 1,300 financial institutions to the network (Cari)
  • September 2, 2026 — invested in the $32.5 million first tranche of Cari’s initial funding round, raised entirely from banks (Cari)

News: https://southstatecorporation.q4ir.com/news/news-and-market-data/default.aspx
Related: Cari Network news and announcements · Cari Network: bank-governed tokenized deposits (ZKsync case study)
Named in: Digest, Sept. 4, 2026, Directory research, September 2026

Standard Chartered

Category: Global Systemically Important Bank · Region: UK

  • August 5, 2026 — named a founding validator of Circle’s Arc blockchain with BlackRock, DTCC, Visa, and Mastercard ahead of the September 16, 2026 public mainnet launch (Circle)
  • July 9, 2026 — listed among 17 banks preparing live tokenised deposit transactions on Swift’s blockchain-based ledger for 24/7 cross-border payments (Swift)
  • July 2, 2026 — launched integrated institutional access to USDC minting and redemption with Circle through its DIFC operations, the first G-SIB to do so under a single onboarding (Standard Chartered)
  • October 2, 2025 — acted as custodian and registrar for AlloyX’s Real Yield Token, a tokenised money market fund issued on Polygon with daily cycles and T+1 settlement (Polygon)

News: https://www.sc.com/en/news/
Related: Standard Chartered and Circle USDC minting and redemption · Circle Arc founding validator cohort
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, GENIUS Act & Regulatory Framework, Digest, Sept. 4, 2026, Digest, Aug. 7, 2026 + 3 more

State of Illinois

Category: State Government · Region: US

  • June 2026 — enacted the Digital Asset Tax Act in Senate Bill 3019, a 0.2% levy on digital assets exchanged, transferred, or stored for Illinois customers, effective January 1, 2027 (Jones Day)
  • August 18, 2025 — signed the Digital Assets and Consumer Protection Act and the Digital Asset Kiosk Act, giving IDFPR supervision of digital asset businesses, with registration beginning in 2027 (IDFPR)

News: https://idfpr.illinois.gov/news.html
Related: IDFPR digital assets supervision page
Named in: Digest, June 19, 2026

State Street

Category: Global Custodian · Region: US

  • July 15, 2026 — named among more than 30 firms in DTCC’s first live production trades using DTC tokenized assets, covering collateral pledge, securities lending, and Treasury repo delivery versus payment (DTCC)
  • April 28, 2026 — said it will deliver tokenised fund servicing from Luxembourg by the end of 2026, adding administration, custody, and transfer agency through its Digital Asset Platform (State Street)
  • January 15, 2026 — launched its Digital Asset Platform supporting tokenised money market funds, ETFs, tokenised deposits, and stablecoins with wallet, custody, and on-chain compliance controls (State Street)

News: https://newsroom.statestreet.com/press-releases/default.aspx
Related: State Street Digital Asset Platform launch · Tokenised fund servicing from Luxembourg
Named in: Institutional Reserve Disclosures, Digest, July 17, 2026, Digest, June 19, 2026

SWIFT

Category: Financial Messaging Infrastructure · Region: Global

  • September 10, 2026 — carried the first live domestic Singapore dollar tokenised deposit transactions between DBS, OCBC, and UOB, matching and netting obligations before settlement through existing systems (UOB)
  • September 7, 2026 — carried the payment messages for the first weekend cross-border U.S. dollar payment using tokenised deposits, executed by DBS and Citi on the Swift ledger (Cointelegraph)
  • August 26, 2026 — carried live Hong Kong dollar tokenised deposit transactions between UOB and HSBC, linking UOB’s infrastructure with HSBC’s Tokenised Deposit Service (UOB)
  • July 9, 2026 — announced its blockchain-based ledger ready for initial use, with 17 banks across six continents set to pilot tokenised deposit cross-border payments settled through existing systems (Swift)
  • March 30, 2026 — progressed the shared ledger to MVP implementation on EVM-compatible Hyperledger Besu, working with more than 40 financial institutions on tokenised deposit interoperability (Swift)
  • September 29, 2025 — announced at Sibos in Frankfurt that it would add a blockchain-based shared ledger, with Consensys building the prototype and more than 30 banks from 16 countries participating (Swift)

News: https://www.swift.com/news-events/press-releases
Related: Swift blockchain-based shared ledger program · Swift ledger ready for use with 17 banks · Shared ledger MVP implementation update
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, What the Research Reports Show, Digest, Sept. 14, 2026, Digest, Sept. 4, 2026 + 4 more

U.S. Bancorp (USBDC)

Category: Bank · Region: US

  • September 9, 2026 — completed a live pilot cross-border payment between U.S. Bank entities in North America and Europe using USBDC on Stellar, testing minting, redemption, freezing, and clawback (U.S. Bank)
  • September 9, 2026 — Reuters reported the USBDC pilot ahead of a separate multi-bank dollar stablecoin venture that participating banks plan to bring to market in 2027 (Reuters)
  • June 5, 2026 — joined the bank-led initiative for The Clearing House to clear and settle tokenised commercial bank deposits with connectivity to the RTP and CHIPS networks (The Clearing House)

News: https://ir.usbank.com/news-events/news/news-details/2026/U-S--Bank-Launches-USBDC-Stablecoin/default.aspx
Related: U.S. Bank USBDC stablecoin release · The Clearing House bank-led on-chain money initiative
Named in: Digest, Sept. 14, 2026

U.S. Department of the Treasury

Category: Government / Treasury Body · Region: US

  • August 17, 2026 — proposed rules under GENIUS Act section 3 making unlicensed payment stablecoin issuance unlawful from January 18, 2027 and restricting offshore stablecoin distribution from July 18, 2028 (Treasury)
  • July 18, 2026 — was one of six federal agencies that missed the statutory deadline for final GENIUS Act implementing rules, leaving implementation at the proposed-rule stage (Clearing Post)
  • April 8, 2026 — FinCEN and the Office of Foreign Assets Control proposed a joint rule applying anti-money-laundering and sanctions compliance requirements to permitted payment stablecoin issuers (FinCEN)
  • April 1, 2026 — sought comment on principles for judging whether a state stablecoin regime is substantially similar to the federal framework, covering issuers under $10 billion outstanding (Treasury)
  • July 30, 2025 — published the Treasury Borrowing Advisory Committee report to the Secretary, which addressed the GENIUS Act requirement that stablecoins be backed one-to-one by eligible reserves (Treasury)

News: https://home.treasury.gov/news/press-releases
Related: GENIUS Act section 3 notice of proposed rulemaking · Treasury Borrowing Advisory Committee report
Named in: Stablecoin Timeline, Digest, Aug. 21, 2026, Digest, July 17, 2026 + 2 more

U.S. Faster Payments Council

Category: Industry Association · Region: US

  • September 10, 2026 — published a report from its Digital Assets Work Group on operating across the U.S. faster payments landscape, covering the FedNow Service, RTP network, Visa Direct, and Mastercard Send (U.S. Faster Payments Council)
  • July 22, 2026 — published Stablecoins as a Cross-Border Payment Method, mapping direct transfers and back-end settlement for GENIUS Act-compliant stablecoins with operational, compliance, and liquidity considerations (U.S. Faster Payments Council)

News: https://fasterpaymentscouncil.org/Guides-Research
Related: FPC publications and research library · Stablecoins as a Cross-Border Payment Method report
Named in: Digest, July 24, 2026

U.S. Securities and Exchange Commission (SEC)

Category: Securities Regulator · Region: US

  • September 1, 2026 — proposed amendments modernising rules for registered transfer agents, listed with accompanying statements in its Crypto Task Force materials (SEC)
  • August 18, 2026 — proposed Regulation Crypto Assets with a one-time $5 million exemption over four years, a $75 million annual offering exemption, and a conditional safe harbour (SEC)
  • March 2026 — issued a Commission interpretation on certain investment contracts involving crypto assets that preceded the Regulation Crypto Assets proposal (SEC)
  • December 11, 2025 — staff granted The Depository Trust Company no-action relief for a voluntary three-year tokenization services pilot recording security entitlements on distributed ledgers (Mayer Brown)

News: https://www.sec.gov/newsroom
Related: SEC Crypto Task Force · Regulation Crypto Assets proposal
Named in: Institutional Reserve Disclosures, Stablecoin Timeline, Digest, Aug. 21, 2026, Digest, July 31, 2026 + 1 more

UBS

Category: Bank · Region: EU

  • August 2026 — reported among twelve global banks preparing a consortium stablecoin on public blockchains, initially dollar-pegged with later expansion to G7 currencies (Forkast)
  • July 9, 2026 — listed among 17 banks preparing live tokenised deposit transactions on Swift’s blockchain-based ledger for 24/7 cross-border payments (Swift)
  • November 4, 2025 — completed the first in-production on-chain subscription and redemption for its uMINT money market fund token on Ethereum, using Chainlink’s Digital Transfer Agent standard with DigiFT (UBS)
  • November 7, 2024 — piloted UBS Digital Cash for domestic Swiss and cross-border payments in dollars, francs, euros, and yuan on a private permissioned blockchain with smart-contract execution (UBS)

News: https://www.ubs.com/global/en/media.html
Related: UBS Digital Cash pilot · uMINT tokenised fund workflow with Chainlink
Named in: Digest, Aug. 31, 2026

Unicaja

Category: Bank · Region: EU

  • July 2026 — completed Spain’s first multibank tokenised deposit proof of concept for interbank transfers with ABANCA, Cecabank, Ibercaja, and Kutxabank on the ioBuilders Asseto platform (Unicaja)

News: https://www.unicajabanco.com/en/sala-de-comunicacion
Related: Unicaja multibank tokenised deposit release
Named in: Digest, July 10, 2026

United Nations (UN DHoTS)

Category: Multilateral Institution · Region: Global

  • January 21, 2026 — the Digital Hub of Treasury Solutions received Circle Foundation’s first international grant to expand digital and stablecoin-based transfers across agencies handling more than $38 billion in annual humanitarian funds (Circle)
  • 2025 — the hub, connecting more than 150 banking and financial systems in over 100 countries for 15 agencies including UNDP, IOM, and ICAO, received the EuroFinance Award for Technology Transformation (UNHCR)
  • 2021 — launched the Digital Hub of Treasury Solutions under UNHCR, later adding stablecoin and tokenisation workstreams with UNICC providing technology support (UNHCR)

News: https://news.un.org/en/
Related: UN Digital Hub of Treasury Solutions · Circle Foundation grant to UN aid agencies
Named in: Production & Pilot Maturity Matrix, Solution Viability Research

United Nations High Commissioner for Refugees (UNHCR)

Category: Multilateral / UN Body · Region: Global

  • January 21, 2026 — received Circle Foundation’s first international grant to support the Digital Hub of Treasury Solutions it founded, now serving 15 UN agencies (Circle)
  • 2025 — operated live blockchain-based payment projects in Ukraine, Argentina, and Afghanistan through the Digital Hub of Treasury Solutions, alongside SWIFT, host-to-host, and API banking integrations (UNHCR)
  • December 2022 — launched blockchain-based cash assistance in Ukraine paying USDC into self-custodial wallets, reaching 2,500 households with US$4.6 million and MoneyGram off-ramping in year two (World Bank)

News: https://www.unhcr.org/news
Related: UNHCR Digital Hub of Treasury Solutions · Stablecoins in Humanitarian Cash Transfers
Named in: Production & Pilot Maturity Matrix, Solution Viability Research

United Overseas Bank (UOB)

Category: Commercial Bank · Region: Singapore

  • September 10, 2026 — completed the first live domestic Singapore dollar interbank tokenised deposit transactions with DBS and OCBC on Swift’s blockchain-based ledger (UOB)
  • August 26, 2026 — completed live Hong Kong dollar cross-border tokenised deposit transactions with HSBC on Swift’s ledger, the first Singapore-headquartered bank to transact on the platform (UOB)
  • July 9, 2026 — listed among 17 banks preparing live tokenised deposit transactions on Swift’s blockchain-based ledger for 24/7 cross-border payments (Swift)
  • March 27, 2026 — published research on stablecoins in regulated finance covering always-on availability, programmability, and interoperability in cross-border payments, liquidity management, and tokenised asset settlement (UOB)

News: https://www.uobgroup.com/uobgroup/newsroom/news-releases/index.page
Related: UOB Group digital assets research · Swift blockchain-based shared ledger program
Named in: Production & Pilot Maturity Matrix, Solution Viability Research, Home, Digest, Sept. 14, 2026

WebBank

Category: Bank · Region: US

  • November 5, 2025 — named as Gemini Credit Card issuer in a collaboration with Ripple, Mastercard, and Gemini to explore RLUSD settlement of fiat card transactions on the XRP Ledger (Ripple)

News: https://www.webbank.com/newsroom/
Related: Ripple, Mastercard, WebBank and Gemini RLUSD card settlement
Named in: Production & Pilot Maturity Matrix, Solution Viability Research

Wells Fargo

Category: Global Systemically Important Bank · Region: US

  • September 1, 2026 — joined 21 international financial institutions committing to establish a company in the second half of 2026 to issue a dollar stablecoin, targeting market entry in the first half of 2027 (Wells Fargo)
  • August 4, 2026 — announced tokenised deposits for corporate and commercial clients, starting this fall with limited dollar-to-sterling exchange on its proprietary blockchain and expanding through 2027 (Wells Fargo)
  • July 9, 2026 — listed among 17 banks preparing live tokenised deposit transactions on Swift’s blockchain-based ledger for 24/7 cross-border payments (Swift)
  • June 5, 2026 — joined the bank-led initiative for The Clearing House to clear and settle tokenised commercial bank deposits with connectivity to the RTP and CHIPS networks (The Clearing House)
  • June 2026 — as an owner of Early Warning Services, was connected to the launch of the ZelleUSD stablecoin for cross-border remittances (CoinsPaid Media)

News: https://newsroom.wf.com/news-releases/
Related: Wells Fargo tokenized deposits announcement · International stablecoin enterprise announcement
Named in: Bank Readiness, Digest, Sept. 14, 2026, Digest, Aug. 31, 2026 + 3 more

Westpac

Category: Bank · Region: Australia

  • September 2026 — featured in RBA analysis of Project Acacia proofs of concept examining synchronised settlement of tokenised wholesale assets using central bank reserves in RITS and the Fast Settlement Service (RBA)
  • May 27, 2026 — settled tokenised voluntary carbon credits delivery versus payment with Northern Trust, Commonwealth Superannuation Corporation, and Swift under Project Acacia, compressing settlement from days to minutes (Northern Trust)
  • July 2025 — named a lead participant in Project Acacia by the RBA and DFCRC among 24 conditionally selected use cases spanning tokenised deposits, stablecoins, and pilot wholesale CBDC (RBA)

News: https://www.westpac.com.au/about-westpac/media/media-releases/2026/
Related: Project Acacia tokenised carbon credit settlement · RBA tokenised money research program
Named in: Digest, Sept. 4, 2026

World Bank

Category: Multilateral Institution · Region: Global

  • June 2026 — published Stablecoins in Humanitarian Cash Transfers, documenting UNHCR’s Ukraine USDC program reaching 2,500 households with US$4.6 million and MoneyGram off-ramping across more than 4,500 locations (World Bank)
  • August 18, 2025 — updated Remittance Prices Worldwide with third-quarter 2025 data, the benchmark series used for global average remittance cost comparisons against stablecoin transfer costs (World Bank)
  • May 15, 2024 — priced a CHF 200 million seven-year digital bond with the Swiss National Bank, SIX Digital Exchange, and Commerzbank, settled on June 11, 2024 in wholesale CBDC (World Bank)

News: https://www.worldbank.org/en/news/all
Related: Remittance Prices Worldwide · Stablecoins in Humanitarian Cash Transfers · World Bank Swiss digital bond wCBDC case study
Named in: Production & Pilot Maturity Matrix, Solution Viability Research

Zand

Category: Bank · Region: UAE

  • August 25, 2026 — announced expanded stablecoin access and adoption in global markets with USDC (Zand)
  • February 10, 2026 — agreed a partnership with Ripple to support RLUSD in its regulated digital asset custody and to issue Zand AED on the XRP Ledger with compliance and monitoring controls (Zand)
  • November 17, 2025 — launched Zand AED, a Central Bank of the UAE-approved dirham-backed stablecoin issued by Zand Trust and backed one-to-one by segregated AED reserves on public blockchains (Zand)

News: https://www.zand.ae/en/news
Related: Zand AED stablecoin launch · Zand and Ripple stablecoin partnership
Named in: GENIUS Act & Regulatory Framework

U.S. Stablecoin Field Guide · Institutions & Regulators · v0.9 · September 16, 2026
Contact: ferguson@fintechrising.co

Page History

3 reader-facing changes since 2026-09-16; last change 2026-10-12 (v1.0).

Show all changes
Date Release Change
2026-10-12 v1.0 v1.0 evidence corrections — Swift ledger, DTCC production trades, Pontes launch, BUIDL wording, x402 data, Citi $1.9T credited to [CI30], Tether supply, Schnabel quote; add July–September 2026 history
2026-09-17 v0.9 directory Add Cari Network cluster: network, seven banks, Matter Labs and Tassat; Sept 4 digest item
2026-09-16 v0.9 directory Directory v0.9: split into Companies, Institutions & Regulators, Networks & Protocols

Infrastructure and formatting commits are omitted. Release-level detail is in the Release Notes.